Do not miss these amazing events:

• Take a tour through our listing of the Best & Most Well-liked Annual Events that take place in and around Nashville every year in the month of December.
• From the third week of November until the week after Christmas, Gaylord Opryland Hotel is host to many holiday events including the viewing their spectacular holiday lights, Ice, Breakfast with Charlie Brown, Radio City Christmas Spectacular, Treasures for the Holidays to taking a General Jackson Holiday Cruise. It is four weeks of non-stop activities.
• Nearly 2 million Christmas Lights and Nativities draw visitors from near and far to see this annual spectacular site of Nashville Christmas Lights. Viewing the this magnificent display is an annual tradition among locals and another favorite add on is taking a Horse-drawn Carriage Ride (Magnolia Portico) to enjoy the decorations and lights even more

Home ownership is better than renting:

By owning a home one invests into the property, so the money that you would normally use towards rent now goes into ownership. Once you know which home you want to buy, you should make an offer. Your real estate agent can assist you with the offer. Factors to consider are: The price should be in line with prices of similar homes in the area; the condition of the home (will it cost you a substantial amount of money to refurbish); has the home been on the market for some time now (the seller may be eager to accept a lower offer); make sure you can afford the offer. The closer your offer is to the asking price, the more likely your offer will be accepted. Offers often get rejected. The real estate agent will negotiate on your behalf.

When families enter into a contract to buy or sell a house, two things are true:

• The buyer wants to own the home.
• The seller wants to sell the home.

In order for both these things to take place, the transaction must be completed. That is not an easy task in the current market.  The National Association of Realtors (NAR) released their Existing Homes Sales Report yesterday. In the report, NAR announced that one out of every three contracts to purchase a home in October never made it to a closing table.  How does that ratio stack up against previous numbers? Cancellations have more than quadrupled in the last 14 months!  According to NAR, cancellations are caused by: “declined mortgage applications, failures in loan underwriting from appraised values coming in below the negotiated price, or other problems including home inspections and employment losses.”

Having someone who truly knows the market is crucial if you are planning to buy or sell a home. This expert should know what is happening in real estate, understand why it is happening and be able to simply and effectively explain each point to you and your family.  There can be consequences if you don’t have a true industry professional on your side.

No one can guarantee you won’t face challenges. However, the best agents and mortgage professionals know how to manage the expectations of all the parties involved thus dramatically increasing the chances your deal will close and you and your family will be able to move on with your lives.

Joy resounds in the hearts of those who believe in the miracle of Christmas!

Wishing you all the peace, joy, and love of the season! Season’s Greetings!

BUYING A HOME IS BETTER THAN RENTING is a post from: Nashville, Brentwood and Franklin, Tennessee Real Estate

Tax Credits for Replacing Windows, Doors, and Skylights

By: Gil Rudawsky 

houselogic.com

Do you Qualify for the Tax Credit? 

• Your windows are drafty or more than 15 years old.
• You install qualifying replacements in 2009 or 2010.
• You haven’t already maxed out the energy tax credit on other upgrades.

 You might be able to keep at least some of that cash in your pocket by taking advantage of federal energy tax credits for retrofitting your house with qualified energy-efficient replacements. You can claim a tax credit of up to $1,500 for upgrading the windows, exterior doors, and skylights in your primary residence during 2009 and 2010.

The credit is based on 30% of the cost of materials, so a $5,000 purchase would max it out. But a tax credit alone isn’t reason enough to start calling contractors. Do a little homework first. The true value of replacing aging windows, doors, and skylights isn’t always an open-and-shut case.

Follow the 15-year rule for windows

A good rule of thumb for window replacement: Don’t bother if they’re less than 15 years old, says Jim Rooney, a home inspector in Annapolis, Md. The savings on your energy bills likely will be negligible since window technology hasn’t changed that radically and the integrity of your windows should still be intact. Shoddy installation or poor manufacturing may call for exceptions to the 15-year rule. Windows that are 20, 30, or more years old are prime candidates for replacement.

Taking advantage of the tax credit

A credit is especially valuable because it directly reduces the amount of tax owed, as opposed to a deduction, which lowers the amount of taxable income. To be eligible for the full credit you must owe more in federal taxes than you’re trying to claim. Use IRS Form 5695 to take advantage of the credit, which is cumulative for 2009 and 2010 only. You can’t claim $1,500 for each tax year, but you can spread the $1,500 over the two-year period.

Uncle Sam may want proof that your new windows, doors, and skylights meet energy-efficiency standards, so be sure to save receipts, product stickers, and certification statements. The latter can often be found on packaging or manufacturers’ web sites. As for receipts, ask contractors to itemize expenses. Installation costs aren’t eligible for the credit; only materials are.

Click here to read this houselogic article in full.

This information was brought to you by JoAnne Staler, Nashville  TN REALTOR with RE/MAX Elite.  JoAnne is providing a unique level of service to  home buyers and home sellers in Nashville, Brentwood, Williamson County and Franklin, Tennessee.  Whether Buying or Selling Real Estate locally or Relocating to Middle Tennessee, let a Top Selling Real Estate Agent help.  To find out more about JoAnne Staler or search for real estate via the Nashville Tennessee MLS visit http://joannestaler.com/.

No matter what your price range JoAnne Staler can help you find your Nashville TN dream home.  Click here to recieve automatic emails of new listings that fit your home buying criteria.

Click here for more Tennessee Homeowner Tips and Trends.

Get Tax Credits for Home Improvements in Nashville TN is a post from: Nashville, Brentwood and Franklin, Tennessee Real Estate

Tips for Buying New Construction

Excerpts taken from Real Estate Advisor: August

Buying a brand new a shiny, un-lived in home has a certain amount of appeal. There is no previous homeowner who has affected the home or who has emotional ties to the home that will factor into the negotiation process. New homes are usually built with floor plans that reflect the latest, most popular design trends.

In many ways, buying new construction is an entirely different animal than buying an existing home. While you still need to determine your budget, decide which home features are must-have and secure financing; the process of buying new construction involves a number of different steps.

Representation

Always have independent agent representation when considering new construction. The builder will have sales agents of their own, but they are paid to represent the builder’s interests, not yours. Many will use pressure tactics to encourage you to sign the contract.

A buyer’s agent will act as your fiduciary and provide unbiased information on the pros and cons of any potential transaction. If you find developments that you are interested in learning more about, channel everything through your own independent representation. Protecting your own welfare is paramount.

Click here to read why Nashville Home Buyers choose JoAnne Staler as their REALTOR.

Learn About the Development(s)

Buying a home in a planned development necessitates careful research of the development and neighborhood itself – more effort than you might otherwise put into learning about an existing neighborhood surrounding a resale.

*     Drive around the neighborhood to get the lay of the land. Are street grids easy to learn, or confusing. What community amenities are in the development, and how conveniently are they located in relation to available homes?

*     Are homes built right on top of each other, or does each lot have breathing space between houses? Are houses laid out such that similar models are not side-by-side, or does each street have an overly “cookie-cutter” feel to it?

*     Inquire with the city or county planner’s office to learn about what is in store for the area around the development(s) you are interested in. Is that bucolic country neighborhood destined to besiegement from an array of shopping complexes and office parks? Is a seemingly too-distant neighborhood due to be linked by future mass-transit into core areas?

*     Research the bylaws and rules of the homeowners association, if one exits. Some subdivisions have HOA’s with strict rules and regulations restricting things such as exterior paint colors, outdoor sheds, landscaping and vegetable gardens. Violating these guidelines can result in expensive penalties, while living by them may be too stifling for some.

Research the Builder(s)

Accurately and fairly reviewing a builder’s history is a crucial step if you’re considering the purchase of a newly built home. Don’t rely on information provided by representatives of the builder or subdivision, as it will be their goal to represent the builder in the best possible light.

Go to the courthouse to see if any liens or lawsuits have been filed against the builder, and verify how they were resolved. Check with the Better Business Bureau for any serious complaints against the builder registered by past homeowners or subcontractors. If at all possible, contact homeowners currently living in homes previously constructed by the same builder to see how they feel about the quality of craftsmanship after having actually lived in the home. Experienced real estate agents should also have a good understanding of which builders have a good reputation locally, and which do not.

 Be Cautious with Upgrades and Extras 

Upgrades to the home itself are features (such as hardwood flooring or high end appliances) that you pay extra for to improve the home based on your tastes. Builders can make a lot of money on upgrades, because they get the parts and labor at favorable rates and generally tack on a large markup.

Make sure you know the base feature list of the model you are purchasing by heart. When the builder offers upgrades, make sure you understand exactly what is being offered by asking questions and taking notes.

Do your own research to compare the cost of the feature plus installation as offered by the builder with what it would cost to have the work done independently after move in. If the builder’s version is far and away more expensive, bidding the work out to independent contractors after you move in is probably the smart move. If the costs are similar, however, it may be less stress to have the work completed by the builder in advance.

Click here to see the Must Have Features in New Nashville Tennessee Homes.

Hire an Independent Home Inspector

Many people who purchase new construction fall into the trap of thinking that because the home is newly built, the important step of getting a detailed home inspection is unnecessary. Simply put, new construction does not guarantee sound construction, and skipping a professional inspection can leave you open to future problems that might crop op as a result of building flaws or cut corners. Even homes built by the most scrupulous contractors can have defects that are not obvious to the untrained eye.

Many builders will proved an all-inclusive home warranty as a part of the purchase agreement. This should not dissuade you from getting an impartial inspection: most warranties have a limited lifespan, and many original issues with home construction may not become apparent until many years later.

Click here for a list of reputable Nashville TN Home Inspectors.

Shop for Lenders

Builders almost always have a preferred lender (sometimes even an in-house mortgage company), and will typically try to steer you to using this lender to secure the mortgage for your new home. Some builders will even offer deals on the purchase price of the home or free upgraded – contingent upon you using their lender.

Using the builder’s lender, especially without first shopping around for mortgages and other sources, is highly problematic. A mortgage provider who has a working relationship with a builder or development is out to make sure they can get you into a loan for the property. What they aren’t necessarily doing is making sure you get the best deal. Always shop around for the best possible rate, lowest closing cost and fewest hassles.

Click here to pre-qualify for your home loan and shop current mortgage loan rates.

This information was brought to you by JoAnne Staler, Nashville  TN REALTOR with RE/MAX Elite.  JoAnne is providing a unique level of service to  home buyers and home sellers in Nashville, Brentwood, Williamson County and Franklin, Tennessee.  Whether Buying or Selling Real Estate locally or Relocating to Middle Tennessee, let a Top Selling Real Estate Agent help.  To find out more about JoAnne Staler or search for real estate via the Nashville Tennessee MLS visit http://joannestaler.com/.

No matter what your price range JoAnne Staler can help you find your Nashville TN dream home.  Click here to recieve automatic emails of new listings that fit your home buying criteria.

Click here for more information on buying a home in Nashville TN.

Tips for Buying New Construction Homes in Nashville TN is a post from: Nashville, Brentwood and Franklin, Tennessee Real Estate

Condo and Loft Homebuyer’s Guide

By Alyson McNutt English, FrontDoor.com

If you’re looking for amenities, attractive prices and a low-maintenance lifestyle in the city, a condo or loft may be right for you.

A condo is generally an individual unit in a larger building or structure that was built as housing. A typical condo complex may look like an apartment building, but each unit is owned, not rented. A homeowners association (HOA) governs the condo community, collects dues and maintains the common areas.

A loft is a living space carved out of a building that wasn’t built as a living unit. Many lofts are built out of converted warehouses or old factory buildings in a city’s urban center, making them an appealing alternative for professionals who work downtown. Lofts typically do not have interior walls, have more open space and higher ceilings than other homes, and require minimal maintenance. Loft developers will sell them as move-in-ready units or as empty “shells” for buyers interested in designing the space themselves. An HOA also governs the loft building.

If you’re considering buying a condo or loft, follow these six steps to guide you through the process.

• Step 1: Weigh the Pros and Cons
• Step 2: Find a Real Estate Agent Who Knows the Market
• Step 3: Know What to Look For
• Step 4: Get to Know the HOA
• Step 5: Consider Insurance
• Step 6: Do the Research

Click here to read this article in its entirity and see if a condo or loft in Nashville TN is right for you.

This article was brought to you by JoAnne Staler, Nashville TN REALTOR with RE/MAX.  JoAnne is providing a unique level of service to  home buyers and home sellers in Nashville, Brentwood, Williamson County and Franklin, Tennessee.  Whether Buying or Selling Real Estate locally or Relocating to Middle Tennessee, let a Top Selling Franklin Real Estate Agent help.  To find out more about JoAnne Staler or search for real estate via the Nashville Tennessee MLS visit http://joannestaler.com/.

Click here to view condos and townhomes listed for sale in Nashville TN.

Condo and Loft Homebuyers Guide for Nashville TN is a post from: Nashville, Brentwood and Franklin, Tennessee Real Estate

Affordable housing makes ownership possible

Tennessean.com – June 25, 2010

Ask a room full of people to define affordable housing and chances are you’ll get as many different answers as there are people in the room. For many, this concept carries with it the idea of Section 8 housing, which is a part of affordable housing, but certainly not the only meaning. The term “affordability” is defined by the U.S. Department of Housing and Urban Development as simply the ability for a household to expense no more than 30 percent of its annual income on housing.

For some households, 30 percent of annual income could mean Section 8 housing. But for many, especially those in the first-time buyer and workforce housing market, affordable housing means something totally different.

It means being able to find clean, safe housing within a reasonable distance of their job that is priced no higher than the area’s median housing price.

The Greater Nashville Association of Realtors just launched a new website that hopefully will help those buyers and Realtors locate housing options and home-buying assistance. Late last year, GNAR was chosen by the National Association of Realtors to be a pilot market for a new affordable housing website. The site, http://www.greaternashvillehomeprograms.com,  provides centralized information on programs available in the Greater Nashville area. Potential buyers can visit the site to find information on programs and packages from government and private nonprofit agencies, as well as answers to consumer issues like credit and lending.

Middle Tennessee is fortunate to have many organizations and agencies that offer multiple programs to assist potential homebuyers reach their goal of home ownership. Programs like the Tennessee Housing Development Agency’s Great Start and The Housing Fund’s Home Ownership NOW both provide things like down-payment assistance and closing costs to individuals and families who qualify.

Click here to read this article in its entirity.

This article was brought to you by JoAnne Staler, Nashville  TN REALTOR with RE/MAX.  JoAnne is providing a unique level of service to  home buyers and home sellers in Nashville, Brentwood, Williamson County and Franklin, Tennessee.  Whether Buying or Selling Real Estate locally or Relocating to Middle Tennessee, let a Top Selling Franklin Real Estate Agent help.  To find out more about JoAnne Staler or search for real estate via the Nashville Tennessee MLS visit http://joannestaler.com/.

No matter what your price range JoAnne Staler can help you find your Nashville TN dream home.  Click here to recieve automatic emails of new listings that fit your home buying criteria.

Click here for more information on buying a home in Nashville TN.

Affordable Housing Makes Ownership Possible in Nashville TN is a post from: Nashville, Brentwood and Franklin, Tennessee Real Estate

Nashville REALTOR JoAnne Staler Awarded Green Designation is a post from: Nashville, Brentwood and Franklin, Tennessee Real Estate

Welcome to the resort life in the Temple Hills Golf Community at 165 Deercrest Circle.  This is a rare find; a Zero Lot Line Townhome located on Temple Hills Golf Course!

This three bedroom townhome features a Master Suite on the main level, an oversized two car garage, and a Florida Room which overlooks the golf action and features a custom bar cabinet.  Deercrest is a small grouping of zero-lot line homes within Temple Hills Country Club Estates.  A small monthly fee takes care of your trash and mowing.  The club amenities, such as golf, pool, tennis are available but optional. Please visit the website www.165DeercrestCircle.com for additional information and photographs.

Click here to see more golf community homes listed for sale in Middle Tennessee.

Sign up to receive automatic emails of new listings that fit your criteria!

This golf course home for sale is listed by JoAnne Staler, Franklin Tennessee REALTOR with is providing a unique level of service to buyers and sellers in Nashville, Brentwood, Franklin, Tennessee.  Whether Buying or Selling Real Estate locally or Relocating to Middle Tennessee, let a Top Selling Franklin Real Estate Agent help.  To find out more about JoAnne Staler or search for real estate via the Middle Tennessee MLS visit www.joannestaler.com.

Golf Course Community Home with Extraordinary Sunroom for Sale Franklin TN is a post from: Nashville, Brentwood and Franklin, Tennessee Real Estate

You’ll love your time at home when you own this charming brick cottage in the much-sought after Crieve Hall Estates Nashville Tennessee.

Located at 5042 Stillwood, one of the prettiest streets in town, this special home features hardwood flooring throughout and is in fantastic move-in ready condition.

The half-acre park-like lawn boasts mature trees and plenty of room for expansion or planting the garden of your dreams. 

Click here to view a virtual tour of this Nashville TN home for sale at 5042 Stillwood.

Find out more information and view additional photographs of this Crieve Hall home for sale by clicking here.

This Crieve Hall Estates home for sale is listed by JoAnne Staler,  Tennessee REALTOR .   JoAnne is providing a unique level of service to home buyers and home sellers in Nashville, Bellevue, Brentwood, Franklin, Tennessee.  Whether Buying or Selling Real Estate locally or Relocating to Middle Tennessee, let a Top Selling Nashville Real Estate Agent help.  To find out more about JoAnne Staler or search for real estate via the Middle Tennessee MLS visit www.JoAnneStaler.com.

If this house doesn’t fit your needs, JoAnne is a top buyer’s agent in the Nashville, Brentwood and Franklin  areas and can find the perfect home for you.  Contact JoAnne directly by clicking here.

The Crieve Hall community lies nestled in the rolling hills of Middle Tennessee, about 9 miles south of downtown Nashville. This suburban neighborhood, as we know it, was created in the mid-1950’s, subdivided from large farms and grand estates. With lovely views of the Overton Hills to the West, it is a scenic place, rich in history.  Click here to find out more information regarding Crieve Hall estates.

Charming Crieve Hall Brick Cottage Home for Sale Nashville TN is a post from: Nashville, Brentwood and Franklin, Tennessee Real Estate

Beautifully manicured tree lined streets lead you to this 2,823 square foot Pottery Barn perfect home in the sought after community of Lenox Village.   

Just a few of the extraordinary upgrades this Nashville TN home offers are

• Media Room complete with black out curtains, theatre seats and a 55″ HDTV
• Luxurious crown molding and wainscoting
• Private Master Bath featuring soaking tub, separate shower, water closet, double vanities and outstanding walk-in closet.

Located at 8355 Saint Danasus Drive in Nashville TN this home for sale is perfectly poised on the best cul-de-sac in Lenox Village with a serene setting of extensively wooded acerage and a lovingly landscaped outdoor retreat complete with a stoned waterfall, firepit and built-in gas grill.

View a virtual tour of this fantastic Lenox Village home for sale in Nashville TN by clicking here.

Click here to see more photographs of and details on 8355 Saint Danasus Drive.

Lenox Village is a beautiful, walkable community with wide sidewalks, a Village Green with pavilion, tot lot and pocket parks. Lenox Village offers a maintenance-free lifestyle with lawn service provided by the HOA  and a community Town Center with shopping, dining, community cleaners, doctor’s office, hair salon and much more.  Click here to find out more about the award-winning all inclusive community of  Lenox Village located in Nashville Tennessee.

This Nashville TN home for sale is listed by JoAnne Staler,  Tennessee REALTOR .   JoAnne is providing a unique level of service to home buyers and home sellers in the Nashville area.  Whether Buying or Selling Real Estate locally or Relocating to Middle Tennessee, let a Top Selling Nashville Real Estate Agent help.  To find out more about JoAnne Staler or search for real estate via the Middle Tennessee MLS visit www.JoAnneStaler.com.

If this house doesn’t fit your needs, JoAnne is a top buyer’s agent in the Nashville, Brentwood and Franklin  areas and can find the perfect home for you.  Contact JoAnne directly by clicking here.

Lovely Cul-de-Sac Home for Sale in Lenox Village Nashville TN is a post from: Nashville, Brentwood and Franklin, Tennessee Real Estate

Nashville home buyers will want to make sure they consider this rare find in Old Hickory TN; a brick one level home located in a cul-de-sac with a family friendly level yard. 

Located only 12 miles from downtown Nashville within the community of Hampton Park, Old Hickory TN offers big city convenience with a small town atmosphere. 

This Old Hickory TN home for sale offers open living spaces, neutral colors, and a versatile floor plan.

High ceilings, an elegant gas fireplace and a wall of windows adorn the living area.

For additional information on and photographs of this Old Hickory Tennessee home for sale located at 908 Jaywood Court click here.

Click here to take a virtual tour of this home for sale near Nashville TN.

Find out more information on the area of Old Hickory near Nashville TN by clicking here.

This Old Hickory TN home for sale is listed by JoAnne Staler,  Tennessee REALTOR .   JoAnne is providing a unique level of service to home buyers and home sellers in the Nashville area.  Whether Buying or Selling Real Estate locally or Relocating to Middle Tennessee, let a Top Selling Nashville Real Estate Agent help.  To find out more about JoAnne Staler or search for real estate via the Middle Tennessee MLS visit www.JoAnneStaler.com.

Convenient One Level Living; Home for Sale near Nashville TN is a post from: Nashville, Brentwood and Franklin, Tennessee Real Estate