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	<title>Nashville, Brentwood and Franklin, Tennessee Real Estate &#187; Nashville Realtor</title>
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	<description>in the Realtor-Buzz Network</description>
	<lastBuildDate>Mon, 23 Jan 2012 16:02:31 +0000</lastBuildDate>
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		<item>
		<title>Christmas is here again!</title>
		<link>http://blog.joannestaler.com/2011/11/23/897/</link>
		<comments>http://blog.joannestaler.com/2011/11/23/897/#comments</comments>
		<pubDate>Wed, 23 Nov 2011 13:06:04 +0000</pubDate>
		<dc:creator>jstaler</dc:creator>
				<category><![CDATA[Real estate]]></category>
		<category><![CDATA[Brentwood TN real estate]]></category>
		<category><![CDATA[Nashville Realtor]]></category>

		<guid isPermaLink="false">http://blog.joannestaler.com/?p=897</guid>
		<description><![CDATA[Be sure not to miss these amazing displays and events: A listing of the best Holiday Lights and Wondrous Displays that the Nashville area has to offer this Christmas Season. These annual sparkling, twinkling displays, all in celebration of the Christmas Holidays, are enough to keep you coming back for more and year after year. Take a  … <a href="http://blog.joannestaler.com/2011/11/23/897/">Continue reading Christmas is here again!</a><p><a href="http://blog.joannestaler.com/2011/11/23/897/">Christmas is here again!</a> is a post from: <a href="http://blog.joannestaler.com">Nashville, Brentwood and Franklin, Tennessee Real Estate</a></p>
]]></description>
			<content:encoded><![CDATA[<div class="fblike_button" style=""><iframe src="http://www.facebook.com/plugins/like.php?href=http%3A%2F%2Fblog.joannestaler.com%2F2011%2F11%2F23%2F897%2F&amp;layout=standard&amp;show_faces=false&amp;width=&amp;action=like&amp;colorscheme=light" scrolling="no" frameborder="0" allowTransparency="true" style="border:none; overflow:hidden; width:px; height:25px"></iframe></div>
<p><a href="http://blog.joannestaler.com/files/2011/11/Christmas-Tree-Fireplace.jpeg"><img class="alignright size-full wp-image-898" title="Christmas-Tree-Fireplace" src="http://blog.joannestaler.com/files/2011/11/Christmas-Tree-Fireplace.jpeg" alt="" width="614" height="461" /></a>Be sure not to miss these amazing displays and events:</p>
<ul>
<li>A listing of the best <a href="http://nashville.about.com/od/christmasinnashville/tp/nashville-2011-christmas-events.htm">Holiday Lights and Wondrous Displays</a> that the Nashville area has to offer this Christmas Season. These annual sparkling, twinkling displays, all in celebration of the Christmas Holidays, are enough to keep you coming back for more and year after year.</li>
<li>Take a tour through our listing of the <a href="http://nashville.about.com/od/annualevents/tp/December-Annual-Events.htm">Best &amp; Most Well-liked Annual Events</a> that take place in and around Nashville every year in the month of December.</li>
<li>From the third week of November until the week after Christmas, <a href="http://nashville.about.com/od/tourism/tp/opryxmas.htm">Gaylord Opryland Hotel</a> is host to many holiday events including the viewing their spectacular holiday lights, Ice, Breakfast with Charlie Brown, Radio City Christmas Spectacular, Treasures for the Holidays to taking a General Jackson Holiday Cruise. It is four weeks of non-stop activities.</li>
<li>Nearly 2 million <a href="http://nashville.about.com/od/photogallery/ig/Opryland-at-Christmas/">Christmas Lights</a> and <a href="http://nashville.about.com/od/nashvillechristmasphotos/ig/Opryland-Christmas-Nativity/">Nativities</a> draw visitors from near and far to see this annual spectacular site of <a href="http://nashville.about.com/cs/familyactivities/a/xmaslight.htm">Nashville Christmas Lights</a>. Viewing the this magnificent display is an annual tradition among locals and another favorite add on is taking a <strong>Horse-drawn Carriage Ride</strong> (Magnolia Portico) to enjoy the decorations and lights even more</li>
</ul>
<p>&nbsp;</p>
<p>Real Estate Agents are trained to give you all information you will require to make an educated decision on buying a home. We know the area of interest best. Discuss and explain all your specific needs with us.</p>
<p>A matter of interest: the Mortgage Bankers Association forecasts mortgage rates will be close to 6 percent by the end of 2012. Home prices can decrease, but with increased mortgage rates the mortgagor can pay more for a home.  Jed Smith (managing director of quantitative research for the National Association of Realtors) said: “In terms of affordability, now is definitely a good time. Prices are fairly low and interest rates are hovering at historic lows. Real Estate is very local. It is not just a question of state or city, but ZIP code.” The best option is to obtain assistance from our professional Real Estate agents who are knowledgeable in regards to the specific area.</p>
<p>&nbsp;</p>
<p><a href="http://blog.joannestaler.com/2011/11/23/897/">Christmas is here again!</a> is a post from: <a href="http://blog.joannestaler.com">Nashville, Brentwood and Franklin, Tennessee Real Estate</a></p>
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		<item>
		<title>WELCOME TO NASHVILLE</title>
		<link>http://blog.joannestaler.com/2011/10/10/welcome-to-nashville/</link>
		<comments>http://blog.joannestaler.com/2011/10/10/welcome-to-nashville/#comments</comments>
		<pubDate>Mon, 10 Oct 2011 16:34:45 +0000</pubDate>
		<dc:creator>jstaler</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Brentwood TN REALTOR]]></category>
		<category><![CDATA[Nashville Realtor]]></category>
		<category><![CDATA[Nashville Tennessee real estate]]></category>

		<guid isPermaLink="false">http://blog.joannestaler.com/?p=777</guid>
		<description><![CDATA[No matter what time of year, there is always so much going on in Music City. Browse the Events Calendar for ideas for your Fall Break in Nashville! Moving to Nashville is exciting. There are new friends to meet in a new neighborhood. Before you start unpacking, there are a few things that you have to  … <a href="http://blog.joannestaler.com/2011/10/10/welcome-to-nashville/">Continue reading WELCOME TO NASHVILLE</a><p><a href="http://blog.joannestaler.com/2011/10/10/welcome-to-nashville/">WELCOME TO NASHVILLE</a> is a post from: <a href="http://blog.joannestaler.com">Nashville, Brentwood and Franklin, Tennessee Real Estate</a></p>
]]></description>
			<content:encoded><![CDATA[<div class="fblike_button" style=""><iframe src="http://www.facebook.com/plugins/like.php?href=http%3A%2F%2Fblog.joannestaler.com%2F2011%2F10%2F10%2Fwelcome-to-nashville%2F&amp;layout=standard&amp;show_faces=false&amp;width=&amp;action=like&amp;colorscheme=light" scrolling="no" frameborder="0" allowTransparency="true" style="border:none; overflow:hidden; width:px; height:25px"></iframe></div>
<p><a href="http://blog.joannestaler.com/files/2011/10/balloons-1300.jpg"><img class="alignright size-medium wp-image-782" title="balloons-1300" src="http://blog.joannestaler.com/files/2011/10/balloons-1300-300x300.jpg" alt="" width="300" height="300" /></a></p>
<p>No matter what time of year, there is always so much going on in <a href="http://www.visitmusiccity.com/visitors/eventscalendar">Music City</a>. Browse the Events Calendar for ideas for your Fall Break in Nashville!</p>
<p>Moving to <a href="http://nashville.about.com/">Nashville</a> is exciting. There are new friends to meet in a new neighborhood. Before you start unpacking, there are a few things that you have to attend to.</p>
<p>The movers just left leaving you alone at your new property.  It is time to sit down and list all those things you will have to do before relaxing on your couch and admiring your new possession.</p>
<p>Install new locks. Since you probably have no idea who has a copy of your current keys, it is best not to take any chances. Consider making an extra set of keys and giving the copy to your parents or best friend</p>
<p>Purchase a fire extinguisher for the kitchen and keep it handy. Check and replace if necessary, all the batteries in the smoke detectors.</p>
<p>If the house needs any preventive maintenance do it as early as possible. It will be really frustrating having to deal with contractors or paint while all your possessions are located inside the house.</p>
<p>Check to see that all possible damage, like wet wood conditions or walls&#8217; deterioration.</p>
<p>Clean the gutters and downspouts and check that drain water is directed away from the house.</p>
<p>Service all heating equipment and check the chimney of the fireplace for possible damage.</p>
<p>All medicines, poisons, or other dangerous elements have to be kept in child proof cabinets and cupboards.</p>
<p>Keep flashlights, batteries, matches and candles in a special child proof drawer in an easy to reach place.</p>
<p>Consider recording all the important house data and keep the papers related to your house in a safe or a drawer that locks. Also save all receipts of money spent for permanent improvements, repairs and any damage you had to fix. These can later be used for tax deduction purposes.</p>
<p>After you are settled in, introduce yourself to your neighbors and offer them a &#8220;hello&#8221; gift. Usually people are shy to bang on your door and introduce themselves, so it is better if you break the ice by introducing yourself. One of the reasons people enjoys living where they live is they know their neighbors.</p>
<p><a href="http://blog.joannestaler.com/2011/10/10/welcome-to-nashville/">WELCOME TO NASHVILLE</a> is a post from: <a href="http://blog.joannestaler.com">Nashville, Brentwood and Franklin, Tennessee Real Estate</a></p>
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		<title>City of Music</title>
		<link>http://blog.joannestaler.com/2011/09/13/city-of-music/</link>
		<comments>http://blog.joannestaler.com/2011/09/13/city-of-music/#comments</comments>
		<pubDate>Tue, 13 Sep 2011 19:09:53 +0000</pubDate>
		<dc:creator>jstaler</dc:creator>
				<category><![CDATA[Buyers information]]></category>
		<category><![CDATA[Local Information]]></category>
		<category><![CDATA[Things to Do]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Brentwood TN real estate]]></category>
		<category><![CDATA[Honky-tonk]]></category>
		<category><![CDATA[JoAnne Staler]]></category>
		<category><![CDATA[John Dorris]]></category>
		<category><![CDATA[Larry Gatlin & the Gatlin Brothers]]></category>
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		<category><![CDATA[Ryman Auditorium]]></category>

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		<description><![CDATA[With the pulsing music and vigorous lifestyle Brentwood, Nashville wants to share their hospitality and friendliness with you. It will be a life changing experience like never before. The city is a center for the health care, publishing, banking and transportation industries and is home to a large number of colleges and universities. It is  … <a href="http://blog.joannestaler.com/2011/09/13/city-of-music/">Continue reading City of Music</a><p><a href="http://blog.joannestaler.com/2011/09/13/city-of-music/">City of Music</a> is a post from: <a href="http://blog.joannestaler.com">Nashville, Brentwood and Franklin, Tennessee Real Estate</a></p>
]]></description>
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<p><a href="http://blog.joannestaler.com/files/2011/09/nashville-boat-skyline.jpg"><img class="alignleft size-medium wp-image-727" style="margin-top: 10px; margin-bottom: 10px; margin-left: 15px; margin-right: 15px;" title="nashville-boat-skyline" src="http://blog.joannestaler.com/files/2011/09/nashville-boat-skyline-300x185.jpg" alt="nashville city of events" width="300" height="185" /></a></p>
<p align="justify">With the pulsing music and vigorous lifestyle Brentwood, Nashville wants to share their hospitality and friendliness with you. It will be a life changing experience like never before. The city is a center for the health care, publishing, banking and transportation industries and is home to a large number of colleges and universities. It is most notably known as center of the music industry, earning the nickname “Music City”. With a large number of parks and gardens the city offers a lot of entertainment. With a population figure of 635,710 that is quite understandable. Do not miss the great and exciting event coming up at the Ryman Auditorium, Nashville on the 19<sup>th</sup> of September 2011 at 7.00 pm. Hosted by ACM Award winner Joe Nichols, the evening will be dedicated to recognizing the special honorees and off-camera category winners from the 46<sup>th</sup> Annual Academy of Country Music Awards. The special evening will include video tributes and musical performances by a prestigious lineup. Honorees expected to attend include John Dorris and Larry Gatlin &amp; the Gatlin Brothers.</p>
<p>&nbsp;</p>
<p align="justify">The downtown area of Nashville is easy accessible to enjoy dining and a huge variety of entertainment. Here you can find Honky-tonk bars and numerous music clubs. The Printer’s Alley is often referred to as “the District”. A Large sign marks the entrance to Printer’s Alley on Church Street.</p>
<p align="justify">Potential home buyers should keep in mind that it is always a good thing to carry out a sufficient research when looking for the right home. For example, if you have children, is the school suitable? Is there a park nearby? If you prefer having things close by, make sure of the location of the restaurants, grocery stores etc. How safe is the neighborhood? Let your Real Estate Agent assist you with all the know-how.</p>
<p align="justify">Brentwood, Nashville certainly is a welcoming and pleasant city. The environment is stunning. To work and live here will be fantastic. This city can accommodate your family. With high quality schools, many sport facilities and a vast variety of entertainment to choose from, Nashville will welcome you with open arms.</p>
<p>&nbsp;</p>
<p><a href="http://blog.joannestaler.com/2011/09/13/city-of-music/">City of Music</a> is a post from: <a href="http://blog.joannestaler.com">Nashville, Brentwood and Franklin, Tennessee Real Estate</a></p>
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		<title>Affordable Housing Makes Ownership Possible in Nashville TN</title>
		<link>http://blog.joannestaler.com/2010/08/06/affordable-housing-nashville-tn/</link>
		<comments>http://blog.joannestaler.com/2010/08/06/affordable-housing-nashville-tn/#comments</comments>
		<pubDate>Sat, 07 Aug 2010 02:51:12 +0000</pubDate>
		<dc:creator>jstaler</dc:creator>
				<category><![CDATA[Buyers information]]></category>
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		<description><![CDATA[Affordable housing makes ownership possible Tennessean.com &#8211; June 25, 2010 Ask a room full of people to define affordable housing and chances are you&#8217;ll get as many different answers as there are people in the room. For many, this concept carries with it the idea of Section 8 housing, which is a part of affordable  … <a href="http://blog.joannestaler.com/2010/08/06/affordable-housing-nashville-tn/">Continue reading Affordable Housing Makes Ownership Possible in Nashville TN</a><p><a href="http://blog.joannestaler.com/2010/08/06/affordable-housing-nashville-tn/">Affordable Housing Makes Ownership Possible in Nashville TN</a> is a post from: <a href="http://blog.joannestaler.com">Nashville, Brentwood and Franklin, Tennessee Real Estate</a></p>
]]></description>
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<h1><a title="Nashville TN real estate" href="http://www.tennessean.com/article/20100625/WILLIAMSON06/6250348/2027/williamson06/Affordable+housing+makes+ownership+possible">Affordable housing makes ownership possible</a></h1>
<p style="text-align: left;">Tennessean.com &#8211; June 25, 2010</p>
<p>Ask a room full of people to define affordable housing and chances are you&#8217;ll get as many different answers as there are people in the room. For many, this concept carries with it the idea of Section 8 housing, which is a part of affordable housing, but certainly not the only meaning. The term &#8220;affordability&#8221; is defined by the U.S. Department of Housing and Urban Development as simply the ability for a household to expense no more than 30 percent of its annual income on housing.</p>
<p><img class="aligncenter" src="http://www.joannestaler.com/asp/homes/3932/884053_10584821.jpg" alt="Nashville TN home for sale" width="350" height="262" /></p>
<p>For some households, 30 percent of annual income could mean Section 8 housing. But for many, especially those in the first-time buyer and workforce housing market, affordable housing means something totally different.</p>
<p>It means being able to find clean, safe housing within a reasonable distance of their job that is priced no higher than the area&#8217;s median housing price.</p>
<p>The Greater Nashville Association of Realtors just launched a new website that hopefully will help those buyers and Realtors locate housing options and home-buying assistance. Late last year, GNAR was chosen by the National Association of Realtors to be a pilot market for a new affordable housing website. The site, <a href="http://www.greaternashvillehomeprograms.com">http://www.greaternashvillehomeprograms.com</a>,  provides centralized information on programs available in the <a title="Nashville TN real estate" href="http://www.joannestaler.com/local-info.asp">Greater Nashville area</a>. Potential buyers can visit the site to find information on programs and packages from government and private nonprofit agencies, as well as answers to consumer issues like credit and lending.</p>
<p><a title="Tennessee real estate" href="http://www.nashvillehomesexpert.com/index.htm#">Middle Tennessee</a> is fortunate to have many organizations and agencies that offer multiple programs to assist potential <a title="Nashville TN home buyer" href="http://www.joannestaler.com/buyer-info.asp">homebuyers</a> reach their goal of home ownership. Programs like the Tennessee Housing Development Agency&#8217;s Great Start and The Housing Fund&#8217;s Home Ownership NOW both provide things like down-payment assistance and closing costs to individuals and families who qualify.</p>
<p><a title="Nashville TN real estate" href="http://www.tennessean.com/article/20100625/WILLIAMSON06/6250348/2027/williamson06/Affordable+housing+makes+ownership+possible">Click here to read this article in its entirity.</a></p>
<p>This article was brought to you by <a title="Nashville TN REALTOR" href="http://www.joannestaler.com/">JoAnne Staler, Nashville  TN REALTOR</a> with RE/MAX.  JoAnne is providing a unique level of service to  <a title="Franklin TN home buyer" href="http://www.joannestaler.com/sitemap-buyer.asp">home buyers</a> and <a title="Franklin TN home sellers" href="http://www.joannestaler.com/sitemap-seller.asp">home sellers</a> in <a title="Nashville TN real estate" href="http://www.joannestaler.com/local-info.asp">Nashville</a>, <a title="Brentwood TN real estate" href="http://www.joannestaler.com/local-town2.asp">Brentwood</a>, <a title="Williamson County TN real estate" href="http://www.williamsoncounty-tn.gov/">Williamson County</a> and <a title="Franklin TN real estate" href="http://www.franklin-gov.com/">Franklin</a>, Tennessee.  Whether Buying or Selling Real Estate locally or <a title="Franklin TN relocation" href="http://www.joannestaler.com/local-relocating.asp">Relocating to Middle Tennessee</a>, let a Top Selling Franklin Real Estate Agent help.  To find out more about JoAnne Staler or search for real estate via the <a title="Franklin TN MLS" href="http://www.nashvillehomesexpert.com/">Nashville Tennessee MLS </a>visit <a href="http://joannestaler.com/">http://joannestaler.com/</a>.</p>
<p><span style="font-size: small;">No matter what your price range JoAnne Staler can help you find your <a title="Nashville TN dream home" href="http://nashvillehomesexpert.idxre.com/idx/listingsMap.cfm?cid=12005&amp;lstp=featuredListings&amp;CFID=23083555&amp;CFTOKEN=65609137">Nashville TN dream home</a>.  <a title="Nashville MLS" href="http://www.joannestaler.com/buyer-find-homes.asp">Click here to recieve automatic emails of new listings that fit your home buying criteria.</a></span></p>
<p><span style="font-size: small;"><a title="Nashville TN home buyer" href="http://blog.joannestaler.com/category/buyers-information/">Click here for more information on buying a home in Nashville TN.</a></span></p>
<p><a href="http://blog.joannestaler.com/2010/08/06/affordable-housing-nashville-tn/">Affordable Housing Makes Ownership Possible in Nashville TN</a> is a post from: <a href="http://blog.joannestaler.com">Nashville, Brentwood and Franklin, Tennessee Real Estate</a></p>
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		<title>Builders Downsize the Dream Home JoAnne Staler Nashville REALTOR</title>
		<link>http://blog.joannestaler.com/2009/11/23/builders-downsize-dream-home-nashville-realtor/</link>
		<comments>http://blog.joannestaler.com/2009/11/23/builders-downsize-dream-home-nashville-realtor/#comments</comments>
		<pubDate>Tue, 24 Nov 2009 00:40:29 +0000</pubDate>
		<dc:creator>jstaler</dc:creator>
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		<category><![CDATA[TN relocation]]></category>

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		<description><![CDATA[According to the National Assoc. of Home Builders, 59% of Builders are downsizing. They are building smaller, &#8216;greener&#8217; homes. Watch the following video for more details&#8230; Today Show Video Player Source: today.msnbc.msn.com This article was brought to you by JoAnne Staler, Nashville TN REALTOR.  JoAnne is providing a unique level of service to  home buyers  … <a href="http://blog.joannestaler.com/2009/11/23/builders-downsize-dream-home-nashville-realtor/">Continue reading Builders Downsize the Dream Home JoAnne Staler Nashville REALTOR</a><p><a href="http://blog.joannestaler.com/2009/11/23/builders-downsize-dream-home-nashville-realtor/">Builders Downsize the Dream Home JoAnne Staler Nashville REALTOR</a> is a post from: <a href="http://blog.joannestaler.com">Nashville, Brentwood and Franklin, Tennessee Real Estate</a></p>
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<p><span class="UIStory_Message">According to the National Assoc. of Home Builders, 59% of Builders are downsizing. They are building smaller, &#8216;greener&#8217; homes. Watch the following video for more details&#8230;</span></p>
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<div class="UIStoryAttachment_Title"><a title="Builders downsize dream home Nashville TN real estate" onclick="ft(&quot;4:19:17:145835676281::::0::::182550791796&quot;);" href="http://today.msnbc.msn.com/id/26184891/vp/33908358#33913329" target="_blank"><span style="color: #3b5998;">Today Show Video Player</span></a></div>
<div class="UIStoryAttachment_Caption">Source: today.msnbc.msn.com</div>
<div class="UIStoryAttachment_Caption"><span style="font-size: small;"><span style="font-family: times new roman,times;">This article was brought to you by </span></span><a title="Nashville TN REALTOR" href="http://www.joannestaler.com/"><span style="font-size: small;"><span style="font-family: times new roman,times;">JoAnne Staler, Nashville TN REALTOR</span></span></a><span style="font-size: small;"><span style="font-family: times new roman,times;">.  JoAnne is providing a unique level of service to  <a title="Franklin TN home buyer" href="http://www.joannestaler.com/sitemap-buyer.asp">home buyers</a> and <a title="Franklin TN home sellers" href="http://www.joannestaler.com/sitemap-seller.asp">home sellers</a> in <a title="Nashville TN real estate" href="http://www.joannestaler.com/local-info.asp">Nashville</a>, Brentwood, <a title="Franklin TN real estate" href="http://www.franklin-gov.com/">Franklin</a>,Williamson County, Green Hills, Belle Meade, Bellevue, Forest Hills, Oak Hill, Vanderbilt, Belmont, Midtown, Downtown, Historic Areas, Spring Hill, and Thompson Station Tennessee.  Whether Buying or Selling Real Estate locally or <a title="Franklin TN relocation" href="http://www.joannestaler.com/local-relocating.asp">Relocating to Middle Tennessee</a>, let a Top Selling Nashville Real Estate Agent help.  To find out more about JoAnne Staler or search for real estate via the Nashville Tennessee MLS visit <a href="http://joannestaler.com/"><span style="color: #0000ff;">http://joannestaler.com/</span></a>.</span></span></div>
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<div class="UIStoryAttachment_Caption"><span style="font-family: Times New Roman;"><span style="font-size: small;"><a title="Green Home Building Middle TN" href="http://blog.joannestaler.com/category/green-home/"><span style="font-family: times new roman,times;">Click here to read more about Green Home Building in Middle TN.</span></a></span></span></div>
<div class="UIStoryAttachment_Caption"><span style="font-family: Times New Roman;"><span style="font-size: small;"><a title="TN homeowner" href="http://blog.joannestaler.com/category/tennessee-homeowner-tips-trends/">Click here to see more TN homeowner tips and trends.</a></span></span></div>
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<p><a href="http://blog.joannestaler.com/2009/11/23/builders-downsize-dream-home-nashville-realtor/">Builders Downsize the Dream Home JoAnne Staler Nashville REALTOR</a> is a post from: <a href="http://blog.joannestaler.com">Nashville, Brentwood and Franklin, Tennessee Real Estate</a></p>
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		<title>Charming Mini Farm and Horse Property For Sale in Mt. Juliet TN</title>
		<link>http://blog.joannestaler.com/2009/11/16/charming-mini-farm-and-horse-property-for-sale-in-mt-juliet-tn/</link>
		<comments>http://blog.joannestaler.com/2009/11/16/charming-mini-farm-and-horse-property-for-sale-in-mt-juliet-tn/#comments</comments>
		<pubDate>Tue, 17 Nov 2009 00:28:05 +0000</pubDate>
		<dc:creator>jstaler</dc:creator>
				<category><![CDATA[Buyers information]]></category>
		<category><![CDATA[Equestrian Communities]]></category>
		<category><![CDATA[2921 Underwood Road]]></category>
		<category><![CDATA[mt juliet tennessee home for sale]]></category>
		<category><![CDATA[mt juliet tn real estate]]></category>
		<category><![CDATA[Mt. Juiliet TN realtor]]></category>
		<category><![CDATA[Mt. Juliet horse property for sale]]></category>
		<category><![CDATA[Mt. Juliet TN cottage for sale]]></category>
		<category><![CDATA[Mt. Juliet TN farm for sale]]></category>
		<category><![CDATA[Nashville Realtor]]></category>
		<category><![CDATA[Nashville TN home buyer]]></category>
		<category><![CDATA[Nashville TN Home Seller]]></category>
		<category><![CDATA[Tennessee MLS]]></category>
		<category><![CDATA[Tennessee REALTOR]]></category>
		<category><![CDATA[Tennessee relocation]]></category>

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		<description><![CDATA[A property in this price range equipped for the gentleman or gentlewoman farmer is seldom found, especially located only minutes from the city and Nashville International Airport!  Once you leave the highway and drive down the picturesque country lane to this charming mini farm located at 2921 Underwood Road, you&#8217;ll think think you&#8217;ve gone back  … <a href="http://blog.joannestaler.com/2009/11/16/charming-mini-farm-and-horse-property-for-sale-in-mt-juliet-tn/">Continue reading Charming Mini Farm and Horse Property For Sale in Mt. Juliet TN</a><p><a href="http://blog.joannestaler.com/2009/11/16/charming-mini-farm-and-horse-property-for-sale-in-mt-juliet-tn/">Charming Mini Farm and Horse Property For Sale in Mt. Juliet TN</a> is a post from: <a href="http://blog.joannestaler.com">Nashville, Brentwood and Franklin, Tennessee Real Estate</a></p>
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<p><span class="descTextColor descTextStyle">A property in this price range equipped for the gentleman or gentlewoman farmer is seldom found, especially located only minutes from the city and <a href="http://www.nashintl.com/">Nashville International Airport</a>!  </span></p>
<p><span class="descTextColor descTextStyle"><img src="http://pictures.realtracs.net/1133000/1133149/lr1133149-2.jpg" alt="TN cottage for sale" width="256" height="172" /></span></p>
<p><span class="descTextColor descTextStyle">Once you leave the highway and drive down the picturesque country lane to this charming mini farm located at <a href="http://www.joannestaler.com/MyHomeDtl.asp?lstPages=1&amp;HomeID=975888">2921 Underwood Road</a>, you&#8217;ll think think you&#8217;ve gone back in time. This lovingly renovated <a href="http://www.cityofmtjuliet.org/">Mt. Juliet TN</a> cottage with its picket fence &amp; rocking chair porches boasts many recent updates without losing any farmhouse charm! </span></p>
<p><span class="descTextColor descTextStyle"><img src="http://pictures.realtracs.net/1133000/1133149/lr1133149-7.jpg" alt="Mini Farm for sale in Mt. Juliet" width="256" height="171" /></span></p>
<p><span class="descTextColor descTextStyle">You&#8217;ll be surprised to find vaulted ceilings in the Living Room and Master, as well as a modern kitchen with miles of pristine white cabinets and appliances. </span></p>
<p><span class="descTextColor descTextStyle"><img src="http://pictures.realtracs.net/1133000/1133149/lr1133149-10.jpg" alt="Horse property for sale in Mt. Juliet TN" width="256" height="171" /></span></p>
<p><span class="descTextColor descTextStyle">The guest bath is a beauty, and you can expect many cozy evenings spent in front of the stone fireplace. </span></p>
<p><span class="descTextColor descTextStyle"><img src="http://pictures.realtracs.net/1133000/1133149/lr1133149-9.jpg" alt="Mt. Juliet TN land for sale" width="256" height="171" /></span></p>
<p><span class="descTextColor descTextStyle">The home has city water, but also a well which the current owner uses for the barn and irrigation. There is a three car carport, workshop area in the barn, new 25 year energy efficient roof, whirlpool and garden tubs, and L-O-O-O-O-W taxes! </span></p>
<p><span class="descTextColor descTextStyle"><img src="http://pictures.realtracs.net/1133000/1133149/lr1133149-4.jpg" alt="Land with Barn for sale Mt. Juliet TN" width="256" height="171" /></span></p>
<p><span class="descTextColor descTextStyle">This home is looking for a new owner who values peace and quiet, room to roam and keep a few animals, wants to garden, likes friendly neighbors, and wants to live without subdivision restrictions&#8212; just good ol&#8217;country living at its best!</span></p>
<p><a href="http://www.joannestaler.com/MyHomeDtl.asp?lstPages=1&amp;HomeID=975888">Click here for more information on and photographs of this cottage and property for sale at 2921 Underwood Road</a></p>
<p><a title="Mt. Juliet TN real estate for sale virtual tour" href="http://www.showcasebyagent.com/sba/index.php?sbo=gd911052">View a virtual tour of this unique property for sale in Mt. Juliet, TN by clicking here.</a></p>
<p><a title="talk to TN realtor" href="http://www.clickphoneagent.com/clients/joannestaler/pushtotalk.htm">Click here to speak to JoAnne and set up a private tour of this mini farm in Mt. Juliet TN.</a></p>
<p><span style="font-family: times new roman,times;"><span style="font-size: medium;">This </span></span><a title="Mt Juliet TN" href="http://www.cityofmtjuliet.org/index.cfm"><span style="font-family: times new roman,times;"><span style="font-size: medium;">Mt. Juliet Tennessee</span></span></a><span style="font-family: times new roman,times;"><span style="font-size: medium;"> property for sale is listed by <strong><span style="background: white; color: #333333; mso-border-alt: none windowtext 0in; border: windowtext 1pt; padding: 0in;">JoAnne Staler, <span class="descTextColor descTextStyle"><strong><span style="background: white; color: #333333; mso-border-alt: none windowtext 0in; border-width: 1pt; border-color: windowtext; padding: 0in;"><a title="Nashville TN realtor" href="http://www.joannestaler.com/index.asp"><span style="color: #0000ff;">Nashville Tennessee REALTOR</span></a> </span></strong></span></span></strong><span style="background: white; color: #333333; mso-border-alt: none windowtext 0in; border: windowtext 1pt; padding: 0in;">with Rochford Realty &amp; Construction Company.  <span class="descTextColor descTextStyle"> JoAnne Staler is providing a unique level of service to <a title="Nashville TN home buyer" href="http://blog.joannestaler.com/category/buyers-information/">home buyers</a> and <a title="Nashville TN home seller" href="http://blog.joannestaler.com/category/sellers-information/">home sellers</a> in <a title="Nashville TN real estate" href="http://www.joannestaler.com/local-info.asp">Nashville</a>, Bellevue, Brentwood, Franklin, Williamson County, Green Hills, Belle Meade, Bellevue, Forest Hills, Oak Hill, Vanderbilt, Belmont, Midtown, Downtown, Historic Areas, Spring Hill, and Thompson Station Tennessee.  Whether Buying or Selling Real Estate locally or <a title="TN relocation information" href="http://www.joannestaler.com/local-relocating.asp"><span style="color: #0000ff;">Relocating to Middle Tennessee</span></a>, let a Top Selling Nashville Real Estate Agent help.  To find out more about JoAnne Staler or search for real estate via the <a title="Tennessee MLS" href="http://nashvillehomesexpert.idxre.com/idx/searchMap.cfm?cid=12005&amp;CFID=14838552&amp;CFTOKEN=10450909">Middle Tennessee MLS</a> visit <a href="http://www.joannestaler.com/"><span style="color: #bd2f3f;">www.JoAnneStaler.com</span></a>.</span></span></span></span></p>
<p><a href="http://blog.joannestaler.com/2009/11/16/charming-mini-farm-and-horse-property-for-sale-in-mt-juliet-tn/">Charming Mini Farm and Horse Property For Sale in Mt. Juliet TN</a> is a post from: <a href="http://blog.joannestaler.com">Nashville, Brentwood and Franklin, Tennessee Real Estate</a></p>
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		<title>Nashville Tennessee Real Estate Tools</title>
		<link>http://blog.joannestaler.com/2009/06/13/nashville-tennessee-real-estate-tools/</link>
		<comments>http://blog.joannestaler.com/2009/06/13/nashville-tennessee-real-estate-tools/#comments</comments>
		<pubDate>Sat, 13 Jun 2009 17:46:32 +0000</pubDate>
		<dc:creator>jstaler</dc:creator>
				<category><![CDATA[Buyers information]]></category>
		<category><![CDATA[Mortgage Information]]></category>
		<category><![CDATA[Renters]]></category>
		<category><![CDATA[Sellers information]]></category>
		<category><![CDATA[Belle Meade TN real estate]]></category>
		<category><![CDATA[bellevue tn real estate]]></category>
		<category><![CDATA[Belmont TN real estate]]></category>
		<category><![CDATA[Brentwood TN real estate]]></category>
		<category><![CDATA[buy nashville home]]></category>
		<category><![CDATA[Crieve Hall TN real estate]]></category>
		<category><![CDATA[downtown Nashville real estate]]></category>
		<category><![CDATA[East Nashville real estate]]></category>
		<category><![CDATA[Forest hills TN real estate]]></category>
		<category><![CDATA[Franklin TN real estate]]></category>
		<category><![CDATA[Green Hills real estate]]></category>
		<category><![CDATA[Nashville homebuyers]]></category>
		<category><![CDATA[nashville homeowners]]></category>
		<category><![CDATA[Nashville MLS]]></category>
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		<category><![CDATA[Nashville TN Home Mortgage]]></category>
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		<category><![CDATA[Nashville TN school report]]></category>
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		<category><![CDATA[Oak Hill TN real estate]]></category>
		<category><![CDATA[Rent home Nashville TN]]></category>
		<category><![CDATA[sell nashville home]]></category>
		<category><![CDATA[TN MLS]]></category>
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		<category><![CDATA[West Meade TN real estate]]></category>
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		<description><![CDATA[Buying or selling a home is one of the biggest events in your life.  Real estate sales are complex transactions in which innumerable snags can occur.  Be prepared with the tools you need to successfully navigate the real estate waters.  With over 14 years of experience working in the Nashville real estate market I&#8217;ve put together an extensive  … <a href="http://blog.joannestaler.com/2009/06/13/nashville-tennessee-real-estate-tools/">Continue reading Nashville Tennessee Real Estate Tools</a><p><a href="http://blog.joannestaler.com/2009/06/13/nashville-tennessee-real-estate-tools/">Nashville Tennessee Real Estate Tools</a> is a post from: <a href="http://blog.joannestaler.com">Nashville, Brentwood and Franklin, Tennessee Real Estate</a></p>
]]></description>
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<p><span style="font-size: small; font-family: arial,helvetica,sans-serif;">Buying or selling a home is one of the biggest events in your life.  Real estate sales are complex transactions in which innumerable snags can occur.  Be prepared with the tools you need to successfully navigate the real estate waters.  </span></p>
<p><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: small;">With over 14 years of experience working in the Nashville real estate market I&#8217;ve put together an extensive collection of resources to guide homeowners, homebuyers and real estate investors through the process of selling and buying a house, condo or other Nashville TN property.  I hope the following tools will be of assistance to you in your Middle Tennessee real estate dealings.  And remember I can be reached <span style="font-family: arial,helvetica,sans-serif;">directly by <a title="Call JoAnne Staler Nashville realtor" href="http://www.clickphoneagent.com/clients/joannestaler/pushtotalk.htm">clicking here </a>for one-on-one expert help and advice. That&#8217;s my job. </span></span></span></p>
<p><strong><span style="font-size: small;">Rent Vs. Buy</span></strong></p>
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<p><span style="font-size: small; font-family: arial,helvetica,sans-serif;">With interest rates near forty year lows, the decision to rent versus buying a home in Nashville TN becomes difficult. </span><a title="rent buy Nashville home" href="http://www.joannestaler.com/r_mortgage-calculator_rentvsbuy.asp"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">Click here to use my Rent vs. Buy calculator tool to help determine which makes sense for you at this time. </span></a><span style="font-size: small; font-family: arial,helvetica,sans-serif;">  This calculator helps you weed through the fees, taxes, and monthly payments to help you make a good financial decision.</span></p>
<p align="left"><strong><span class="T" style="font-size: small;">How Much Home Can You Afford?</span></strong></p>
<p align="left"><span class="P"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">The first step in buying a house is determining your budget. </span><a title="Nashville TN home mortgage " href="http://www.joannestaler.com/r_mortgage-calculator_qualifier.asp"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">Click here to use my Home Mortgage Calculator.</span></a><span style="font-size: small; font-family: arial,helvetica,sans-serif;">  This calculator steps you through the process of finding out how much you can borrow. Fill in the entry fields and click on the &#8220;View Report&#8221; button to see a complete amortization schedule of your mortgage payments.</span></span>  </p>
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<td class="H1" width="530" height="38" valign="top"><strong><span style="font-size: small;">Real Estate In Middle TN</span></strong></td>
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<td class="main" height="128" valign="top"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: small;">Real Estate in Middle Tennessee consists of a handful of different communities and towns that are within the Nashville area. Those communities consist of, but are not limited to, </span></span><a href="http://blog.joannestaler.com/wp-admin/nashville-tn-real-estate-green-hills-homes-for-sale.htm"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">Green Hills</span></a><span style="font-size: small; font-family: arial,helvetica,sans-serif;">,</span><a href="http://blog.joannestaler.com/wp-admin/nashville-tn-real-estate-bellevue-homes-for-sale.htm"><span style="font-size: small; font-family: arial,helvetica,sans-serif;"> Bellevue</span></a><span style="font-size: small; font-family: arial,helvetica,sans-serif;">, </span><a href="http://blog.joannestaler.com/wp-admin/nashville-tn-real-estate-belle-meade-homes-for-sale.htm"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">Belle Meade</span></a><span style="font-size: small; font-family: arial,helvetica,sans-serif;">, </span><a href="http://blog.joannestaler.com/wp-admin/nashville-tn-real-estate-west-meade-homes-for-sale.htm"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">West Meade</span></a><span style="font-size: small; font-family: arial,helvetica,sans-serif;">, </span><a href="http://blog.joannestaler.com/wp-admin/nashville-tn-real-estate-belmont-homes-for-sale.htm"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">Belmont</span></a><span style="font-size: small; font-family: arial,helvetica,sans-serif;">, </span><a href="http://blog.joannestaler.com/wp-admin/nashville-tn-real-estate-east-nashville-homes-for-sale.htm"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">East Nashville</span></a><span style="font-size: small; font-family: arial,helvetica,sans-serif;">, </span><a href="http://blog.joannestaler.com/wp-admin/nashville-tn-real-estate-hillsboro-west-end-homes-for-sale.htm"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">Hillsboro/West End</span></a><span style="font-size: small; font-family: arial,helvetica,sans-serif;">, </span><a href="http://blog.joannestaler.com/wp-admin/nashville-tn-real-estate-oak-hill-homes-for-sale.htm"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">Oak Hill</span></a><span style="font-size: small; font-family: arial,helvetica,sans-serif;">, </span><a href="http://blog.joannestaler.com/wp-admin/nashville-tn-real-estate-vanderbilt-homes-for-sale.htm"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">Vanderbilt</span></a><span style="font-size: small; font-family: arial,helvetica,sans-serif;">, </span><a href="http://blog.joannestaler.com/wp-admin/nashville-tn-real-estate-forest-hills-homes-for-sale.htm"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">Forest Hills</span></a><span style="font-size: small; font-family: arial,helvetica,sans-serif;">, </span><a href="http://blog.joannestaler.com/wp-admin/nashville-tn-real-estate-crieve-hall-homes-for-sale.htm"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">Crieve Hall</span></a><span style="font-size: small; font-family: arial,helvetica,sans-serif;">, </span><a href="http://blog.joannestaler.com/wp-admin/nashville-tn-real-estate-downtown-nashville-homes-for-sale.htm"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">Downtown Nashville</span></a><span style="font-size: small; font-family: arial,helvetica,sans-serif;">, </span><a href="http://blog.joannestaler.com/wp-admin/brentwood-tn-real-estate-brentwood-homes-for-sale.htm"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">Brentwood</span></a><span style="font-size: small; font-family: arial,helvetica,sans-serif;"> and </span><a href="http://blog.joannestaler.com/wp-admin/franklin-tn-real-estate-franklin-homes-for-sale.htm"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">Franklin</span></a><span style="font-size: small; font-family: arial,helvetica,sans-serif;">. You can find out more about the Nashville communities by clicking on the links above.</span> </td>
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<p> <span class="T"><span style="font-size: small;"><strong>CLICK EACH LINK BELOW</strong> for more help with your home search: </span></span></p>
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<td><a href="http://nashvillehomesexpert.idxre.com/idx/search.cfm?cid=12005"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">SEARCH the MLS&gt;</span></a><span style="font-size: small; font-family: arial,helvetica,sans-serif;"> ALL the local listings updated to the minute! </span><span style="font-size: small; font-family: arial,helvetica,sans-serif;">    </span></p>
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<div><span style="font-size: small; font-family: arial,helvetica,sans-serif;"><a href="http://www.joannestaler.com/local-market.asp"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">Market Snapshot&gt;</span></a><span style="font-size: small; font-family: arial,helvetica,sans-serif;"> Sign up for email updates on home sales and stats for ANYWHERE IN THE COUNTRY! </span></span></div>
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<div><span style="font-size: small; font-family: Arial;">BUYING?&gt; <span style="font-size: small; font-family: Arial;">Find out how JoAnne can help you sell your home for TOP dollar in the least amount of time<span style="font-size: small;"><span style="font-family: Arial;"> </span></span></span> </span><span style="font-size: small; font-family: Arial;"></p>
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<p><a href="http://blog.joannestaler.com/"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">JoAnne&#8217;s BLOG&gt;</span></a><span style="font-size: small; font-family: arial,helvetica,sans-serif;"> Middle Tennessee real estate news and opinions </span><span style="font-size: small; font-family: arial,helvetica,sans-serif;"> </span> </p>
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<p>  <span class="T"><span style="color: #1f497d; mso-fareast-font-family: Calibri; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA; mso-fareast-theme-font: minor-latin; mso-bidi-font-family: 'Times New Roman';"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">For more specific information about neighborhoods such as </span><a title="Brentwood TN home" href="http://www.nashvillehomesexpert.com/brentwood-tn-real-estate-brentwood-homes-for-sale.htm"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">Brentwood</span></a><span style="font-size: small; font-family: arial,helvetica,sans-serif;">, </span><a title="Franklin TN real estate" href="http://www.joannestaler.com/local-town3.asp"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">Franklin</span></a><span style="font-size: small; font-family: arial,helvetica,sans-serif;">, </span><a title="Green Hills home" href="http://www.nashvillehomesexpert.com/nashville-tn-real-estate-green-hills-homes-for-sale.htm"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">Green Hills</span></a><span style="font-size: small; font-family: arial,helvetica,sans-serif;">, </span><a title="Belle Meade home" href="http://www.nashvillehomesexpert.com/nashville-tn-real-estate-belle-meade-homes-for-sale.htm"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">Belle Meade</span></a><span style="font-size: small; font-family: arial,helvetica,sans-serif;">, or any area in Middle Tennessee </span><a title="JoAnne Staler Nashville real estate agent" href="http://www.nashvillehomesexpert.com/nashville-tn-real-estate-belle-meade-homes-for-sale.htm"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">call JoAnne direct by clicking here</span></a><span style="font-size: small; font-family: arial,helvetica,sans-serif;"> or visit her website at </span><a href="http://www.joannestaler.com"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">http://www.joannestaler.com</span></a><span style="font-size: small; font-family: arial,helvetica,sans-serif;">.</span></span></span></p>
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<p><a href="http://blog.joannestaler.com/2009/06/13/nashville-tennessee-real-estate-tools/">Nashville Tennessee Real Estate Tools</a> is a post from: <a href="http://blog.joannestaler.com">Nashville, Brentwood and Franklin, Tennessee Real Estate</a></p>
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		<title>The Foreclosure Fix Plan and What it Means For Nashville Home Owners and Home Buyers</title>
		<link>http://blog.joannestaler.com/2009/02/25/foreclosure-fix-plan-nashville-home-owners-and-home-buyers/</link>
		<comments>http://blog.joannestaler.com/2009/02/25/foreclosure-fix-plan-nashville-home-owners-and-home-buyers/#comments</comments>
		<pubDate>Thu, 26 Feb 2009 03:27:57 +0000</pubDate>
		<dc:creator>jstaler</dc:creator>
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		<description><![CDATA[What does the Anti-Foreclosure Plan mean for Nashville home owners and home buyers?    Obama&#8217;s Anti-Foreclosure Plan Addresses Upside-Down Mortgages By Tara-Nicholle Nelson, Esq., FrontDoor.com &#124; Published: 2/18/2009 After signing a $780 billion-plus stimulus package, President Obama revealed the details of a sweeping $75 billion foreclosure-fighting initiative. Grander in scale than many observers expected, Obama  … <a href="http://blog.joannestaler.com/2009/02/25/foreclosure-fix-plan-nashville-home-owners-and-home-buyers/">Continue reading The Foreclosure Fix Plan and What it Means For Nashville Home Owners and Home Buyers</a><p><a href="http://blog.joannestaler.com/2009/02/25/foreclosure-fix-plan-nashville-home-owners-and-home-buyers/">The Foreclosure Fix Plan and What it Means For Nashville Home Owners and Home Buyers</a> is a post from: <a href="http://blog.joannestaler.com">Nashville, Brentwood and Franklin, Tennessee Real Estate</a></p>
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<h2>What does the Anti-Foreclosure Plan mean for Nashville home owners and home buyers? </h2>
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<h2>Obama&#8217;s Anti-Foreclosure Plan Addresses Upside-Down Mortgages</h2>
<p id="byline">By Tara-Nicholle Nelson, Esq., FrontDoor.com | <span id="date_published">Published: 2/18/2009</span></p>
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<p class="clearfix">After signing a $780 billion-plus stimulus package, President Obama revealed the details of a sweeping $75 billion foreclosure-fighting initiative. Grander in scale than many observers expected, Obama expects his Homeowner Affordability and Stability Plan to save as many as 9 million homes from <a href="http://www.frontdoor.com/foreclosures/">foreclosure</a> by helping homeowners restructure or refinance their mortgages. On the other hand, the Plan will not, in Obama&#8217;s words, &#8220;help speculators who took risky bets on a rising market&#8221; or &#8220;reward folks who bought homes they knew from the beginning they would never be able to afford.&#8221;</p>
<p class="clearfix">The Homeowner Affordability and Stability Plan, set to take effect on March 4, aims to staunch the flood of foreclosures and stabilize falling home values through three key components:</p>
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<ol>
<li><strong>Affordability through Refinancing.</strong> Under Obama&#8217;s Plan, 4 to 5 million homeowners will have access to low-cost refinancing into a mortgage at today&#8217;s low interest rates &#8212; even if their homes are worth slightly less than is currently owed on them. The reduction in rate will reduce the mortgage payment, increasing month-to-month affordability for these families, most of whom cannot currently refinance their homes due to negative equity.</li>
<li><strong>Stability through Mortgage Modifications.</strong> This, the most striking element of the Plan, reflects a clear departure from earlier governmental policy and industry standard practices in the realm of mortgage modifications. Under the Obama initiative, lenders will be paid a monetary incentive to restructure homeowners&#8217; mortgages within the Plan&#8217;s guidelines. To earn the incentive, lenders must reduce monthly payments to at most 38 percent of the homeowners&#8217; income, and can earn increasing incentives for decreasing the payment further.Unlike former government and industry plans, the initiative rewards lenders for modifying the loans of homeowners who are not yet behind on their monthly payments, and rewards homeowners who stay current on their mortgage payments post-modification. Additionally, the Treasury Department will implement a single set of standards for loan modifications conducted under the Plan, and every bank that receives bailout monies will be required to adopt similar standards.</li>
<li><strong>Keeping Interest Rates Low.</strong> This element of the initiative charges Fannie Mae and Freddie Mac with buying more mortgages, and funds that expansion. The goal? To keep mortgage money flowing through this credit-crunched marketplace, making it easier to buy and refinance homes.</li>
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<p class="article_template_text">Homeowners wondering whether this Plan will go through as many versions or take as long to get through Congress as the stimulus package did can relax &#8212; most elements of the Homeowner Affordability and Stability Plan will be implemented under the President&#8217;s Executive Powers on March 4th, and are already funded through other recent economic rescue legislation. The one big exception is the &#8220;cramdown&#8221; power Obama would like to include in the Plan, which would authorize bankruptcy courts to modify <a href="http://www.frontdoor.com/home_finance/">home mortgages</a> by reducing the principal amount owed on the loan. Capitol Hill politicos are already gearing up for the battle over whether that provision will become law.</p>
<p class="article_template_text"><strong>Who benefits from this plan?</strong> Only homeowners who occupy their homes can take advantage of this initiative, not investors who don&#8217;t live in the properties at issue. The mortgage modification element of the Plan applies only to <a title="TN mortgage information" href="http://blog.joannestaler.com/2007/12/12/mortgage-changes-fannie-mae-adds-more-fees-on-loans-brought-to-you-by-charlie-thompson-lender-with-realty-mortgage-in-nashville-tennessee/">Fannie Mae</a> and Freddie Mac-insured loans &#8212; this does not include the vast majority of subprime mortgages, which comprise a vast portion of the foreclosure-prone mortgages at present. However, the requirement that all bailed-out banks adopt clear Treasury Department loan modification standards may provide a hidden, but massive, benefit to homeowners with subprime mortgages, who have by and large been unable to figure out how to successfully work with their lenders to modify their loans.</p>
<h3 class="article_template_text"><strong>More&#8230;</strong></h3>
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<li><a title="Nashville TN mortgage loan information" href="http://blog.joannestaler.com/category/mortgage-information/">Nashville TN mortgage loan information</a></li>
<li><a title="TN mortgage loan pre-qualify" href="http://www.joannestaler.com/buyer-qualify.asp">Find out exactly how much a financial institution would be willing to lend you for a TN mortgage loan here.</a></li>
<li><strong><a title="Tn real estate answers" href="http://www.joannestaler.com/resources-ask-anything.asp">Do You Have a TN Real Estate or Mortgage Loan Related Question? I Will Email You an Answer Quickly.</a></strong></li>
<li><a href="http://www.frontdoor.com/Home-Finance/Foreclosure-Guide-for-Distressed-Homeowners/1019">Fighting Foreclosure Guide</a></li>
</ul>
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<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: small;"><span style="font-family: Times New Roman;"><strong><span style="background: white; color: #333333; mso-border-alt: none windowtext 0in; border: windowtext 1pt; padding: 0in;">JoAnne Staler, Nashville Tennessee REALTOR</span></strong> with Rochford Realty &amp; Construction Company is providing a unique level of service to <a title="Nashville home buyer" href="http://www.joannestaler.com/sitemap-buyer.asp">home buyers</a> and  <a title="Nashville home seller" href="http://www.joannestaler.com/sitemap-seller.asp">home sellers</a> in <a title="Nashville TN real estate" href="http://www.nashvillehomesexpert.com/nashville-tn-real-estate-downtown-nashville-homes-for-sale.htm">Nashville</a>, Brentwood, Franklin, Williamson County, <a title="Green Hills TN real estate" href="http://www.nashvillehomesexpert.com/nashville-tn-real-estate-green-hills-homes-for-sale.htm">Green Hills</a>, <a title="Belle Meade TN real estate" href="http://www.nashvillehomesexpert.com/nashville-tn-real-estate-belle-meade-homes-for-sale.htm">Belle Meade</a>, <a title="Bellevue TN real estate" href="http://www.nashvillehomesexpert.com/nashville-tn-real-estate-bellevue-homes-for-sale.htm">Bellevue</a>, <a title="West Meade TN real estate" href="http://www.nashvillehomesexpert.com/nashville-tn-real-estate-west-meade-homes-for-sale.htm">West Meade</a>, <a title="Forest Hills TN real estate" href="http://www.nashvillehomesexpert.com/nashville-tn-real-estate-forest-hills-homes-for-sale.htm">Forest Hills</a>, Oak Hill, Vanderbilt, <a title="Belmont TN real estate" href="http://www.nashvillehomesexpert.com/nashville-tn-real-estate-belmont-homes-for-sale.htm">Belmont,</a> Midtown, Downtown, Historic Areas, Spring Hill, and Thompson Station Tennessee.  Whether Buying or Selling Real Estate locally or <a title="Nashville TN relocation" href="http://www.joannestaler.com/local-relocating.asp">Relocating to Middle Tennessee</a>, let a Top Selling Nashville Real Estate Agent help.  To find out more about JoAnne Staler or search for real estate via the Middle <a title="TN MLS" href="http://nashvillehomesexpert.idxre.com/idx/search.cfm?cid=12005">Tennessee MLS</a> visit <a href="http://www.joannestaler.com/">www.JoAnneStaler.com</a>.</span></span></p>
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<p><a href="http://blog.joannestaler.com/2009/02/25/foreclosure-fix-plan-nashville-home-owners-and-home-buyers/">The Foreclosure Fix Plan and What it Means For Nashville Home Owners and Home Buyers</a> is a post from: <a href="http://blog.joannestaler.com">Nashville, Brentwood and Franklin, Tennessee Real Estate</a></p>
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		<title>JoAnne Staler Nashville Realtor Awarded Membership in the Million Dollar Guild</title>
		<link>http://blog.joannestaler.com/2008/12/17/joanne-staler-awarded-million-dollar-guild/</link>
		<comments>http://blog.joannestaler.com/2008/12/17/joanne-staler-awarded-million-dollar-guild/#comments</comments>
		<pubDate>Thu, 18 Dec 2008 03:37:07 +0000</pubDate>
		<dc:creator>jstaler</dc:creator>
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		<description><![CDATA[JoAnne Staler has been awarded membership in the Certified Luxury Home Marketing Specialist&#8217;s (CLHMS) Million Dollar Guild in recognition of her knowledge, experience and expertise in the luxury home arena. Members of The Guild are specialists who have proven success in the million dollar and above real estate market.       The Institute for Luxury  … <a href="http://blog.joannestaler.com/2008/12/17/joanne-staler-awarded-million-dollar-guild/">Continue reading JoAnne Staler Nashville Realtor Awarded Membership in the Million Dollar Guild</a><p><a href="http://blog.joannestaler.com/2008/12/17/joanne-staler-awarded-million-dollar-guild/">JoAnne Staler Nashville Realtor Awarded Membership in the Million Dollar Guild</a> is a post from: <a href="http://blog.joannestaler.com">Nashville, Brentwood and Franklin, Tennessee Real Estate</a></p>
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<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="font-size: small; font-family: times new roman,times;">JoAnne Staler has been awarded membership in the Certified Luxury Home Marketing Specialist&#8217;s (CLHMS) <strong>Million Dollar Guild</strong> in recognition of her knowledge, experience and expertise in the luxury home arena. Members of The Guild are specialists who have proven success in the million dollar and above real estate market.   </span></p>
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<p><span style="font-size: small; font-family: times new roman,times;">The Institute for Luxury Home Marketing is the premier independent authority in training and certification for real estate agents working in the luxury residential market.  As a designated Certified Luxury Home Marketing Specialist JoAnne has <span style="FONT-WEIGHT: bold">documented performance in the TOP 10%</span> of her market, and has successfully demonstrated her expertise in the luxury home and estate home market.</span></p>
<p><span style="font-size: 11pt; color: #1f497d; mso-fareast-font-family: Calibri; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA; mso-bidi-font-family: 'Times New Roman'; mso-fareast-theme-font: minor-latin;"><span style="color: #000000;"><span style="font-size: small; font-family: times new roman,times;">JoAnne has represented buyers and sellers in  luxury home and golf club communities such as </span><a title="The Reserve at Temple Hills homes" href="http://www.templehillsreserve.com/"><span style="font-size: small; font-family: times new roman,times;">The Reserve at Temple Hills</span></a><span style="font-size: small; font-family: times new roman,times;">, Govenors Club, Annandale, Laurelbrooke, Legends Ridge, Fairview Plantation, Avalon, </span><a title="Milky Way Farms TN homes" href="http://www.milkywayfarmstn.com/"><span style="font-size: small; font-family: times new roman,times;">Milky Way Farms </span></a><span style="font-size: small;"><span style="font-family: times new roman,times;"><span style="font-family: times new roman,times;">and many others in Williamson and Southwest Davidson counties. </span> </span></span></span></span></p>
<p><span style="font-family: times new roman,times;"><span style="font-size: 11pt; color: #1f497d; mso-fareast-font-family: Calibri; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA; mso-bidi-font-family: 'Times New Roman'; mso-fareast-theme-font: minor-latin;"><span style="color: #000000;"><span style="font-size: 12pt; mso-fareast-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;"><span><span>Selling millions of dollars of Nashville and Williamson county real estate every year since 1994, Joanne </span><span>has a marketing plan to target those relocating buyers who desire a certain lifestyle which are afforded by a <a title="TN Luxury homes" href="http://blog.joannestaler.com/category/estate-homes/">luxury neighborhood</a>. She has also resided in the area</span></span></span></span></span><span style="font-size: small;"> over 30 years, has 14 years of <em>full-time</em> real estate practice and, via her three children, extensive knowledge of public, private, and parochial schools making her an excellent <a title="TN relocation resource" href="http://www.joannestaler.com/local-relocating.asp">relocation resource</a>.<span style="font-size: small;"> </span></span></span></p>
<p><span style="font-size: 11pt; color: #1f497d; mso-fareast-font-family: Calibri; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA; mso-bidi-font-family: 'Times New Roman'; mso-fareast-theme-font: minor-latin;"><span style="color: #000000;"><span style="font-size: small;"><span style="font-family: times new roman,times;">For more specific information about luxury neighborhoods in Brentwood, Franklin, Green Hills or Belle Meade call JoAnne direct by </span><a title="Call luxury home real estate agent" href="http://www.clickphoneagent.com/clients/joannestaler/pushtotalk.htm"><span style="font-family: times new roman,times;">clicking here</span></a><span style="font-family: times new roman,times;"> or visit </span><a href="http://www.JoAnneStaler.com"><span style="font-family: times new roman,times;">www.JoAnneStaler.com</span></a><span style="font-family: times new roman,times;">. </span></span></span></span></p>
<p><a title="Institute for Luxury Home Marketing" href="http://www.luxuryhomemarketing.com/real-estate-agents/about_the_institute.html"><span style="font-size: small;">Click here to find out more information on the Institute for Luxury Home Marketing.</span></a></p>
<p><a title="JoAnne Staler lists Nashville and Franklin estate homes" href="http://blog.joannestaler.com/category/estate-homes/"><span style="font-size: small;">See some of JoAnne&#8217;s Nashville and Franklin TN luxury home and estate home listings here.</span></a></p>
<p><a title="JoAnne Staler Franklin realtor" href="http://www.joannestaler.com/agent-info.asp"><span style="font-size: small;">Read more about JoAnne Staler Franklin TN real estate agent.</span></a></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span><span style="font-size: small;"><span style="font-family: times new roman,times;"><strong><span style="background: white; color: #333333; mso-border-alt: none windowtext 0in; border: windowtext 1pt; padding: 0in;">JoAnne Staler, Nashville Tennessee REALTOR</span></strong> with Rochford Realty &amp; Construction Company is providing a unique level of service to buyers and sellers in Nashville, Brentwood, Franklin, Williamson County, Green Hills, Belle Meade, Bellevue, Forest Hills, Oak Hill, Vanderbilt, Belmont, Midtown, Downtown, Historic Areas, Spring Hill, and Thompson Station Tennessee.  Whether Buying or Selling Real Estate locally or Relocating to Middle Tennessee, let a Top Selling Nashville Real Estate Agent help.  To find out more about JoAnne Staler or search for real estate via the Middle Tennessee MLS visit </span></span><a href="http://www.joannestaler.com/"><span style="font-size: small; font-family: times new roman,times;">www.JoAnneStaler.com</span></a><span style="font-size: small; font-family: times new roman,times;">.</span></span></p>
<p><a href="http://blog.joannestaler.com/2008/12/17/joanne-staler-awarded-million-dollar-guild/">JoAnne Staler Nashville Realtor Awarded Membership in the Million Dollar Guild</a> is a post from: <a href="http://blog.joannestaler.com">Nashville, Brentwood and Franklin, Tennessee Real Estate</a></p>
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		<title>Great Time to Buy a Home in Nashville TN-Mortage Loan Interest Rates VERY Low</title>
		<link>http://blog.joannestaler.com/2008/12/16/nashville-tn-mortage-loan-interest-rates-very-low/</link>
		<comments>http://blog.joannestaler.com/2008/12/16/nashville-tn-mortage-loan-interest-rates-very-low/#comments</comments>
		<pubDate>Tue, 16 Dec 2008 22:29:55 +0000</pubDate>
		<dc:creator>jstaler</dc:creator>
				<category><![CDATA[Buyers information]]></category>
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		<guid isPermaLink="false">http://staler.realty-buzz.com/?p=114</guid>
		<description><![CDATA[It is a great time to buy a home in Nashville, TN while mortgage loan interest rates are very low! Freddie Mac’s Primary Mortgage Market Survey showed that the 30-year fixed-rate mortgage (FRM) averaged 5.47 percent, down from the prior week when it averaged 5.53 percent and from the prior month with November ending with  … <a href="http://blog.joannestaler.com/2008/12/16/nashville-tn-mortage-loan-interest-rates-very-low/">Continue reading Great Time to Buy a Home in Nashville TN-Mortage Loan Interest Rates VERY Low</a><p><a href="http://blog.joannestaler.com/2008/12/16/nashville-tn-mortage-loan-interest-rates-very-low/">Great Time to Buy a Home in Nashville TN-Mortage Loan Interest Rates VERY Low</a> is a post from: <a href="http://blog.joannestaler.com">Nashville, Brentwood and Franklin, Tennessee Real Estate</a></p>
]]></description>
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<p><span style="font-size: small; color: #1f497d; font-family: Calibri;">It is a great time to buy a home in <a title="Nashville TN real estate" href="http://www.nashvillehomesexpert.com/" target="_blank">Nashville, TN</a> while mortgage loan interest rates are very low!</span></p>
<p><span style="font-size: small; color: #1f497d; font-family: Calibri;"><a title="Freddie Mac's Primary Mortgage Market Survey" href="http://www.freddiemac.com/dlink/html/PMMS/display/PMMSOutputYr.jsp" target="_self">Freddie Mac’s Primary Mortgage Market Survey</a> showed that the 30-year fixed-rate mortgage (FRM) averaged <span style="color: #000000;">5.47 percent</span>, down from the prior week when it averaged 5.53 percent and from the prior month with November ending with an average of 5.97 percent. At 5.47 percent the 30-year FRM is at its lowest point for all of 2008!</span></p>
<p><span style="font-size: small; color: #1f497d; font-family: Calibri;">One-year Treasury-indexed ARMs averaged 5.09 percent last week, down from the previous month when it averaged 5.18 percent. </span></p>
<p><span style="font-size: small; color: #1f497d; font-family: Calibri;">“After Federal Reserve actions to increase liquidity in the <a title="Nashville TN mortgage information" href="http://blog.joannestaler.com/category/mortgage-information/" target="_blank">mortgage</a> market, interest rates for fixed-rate mortgages (FRMs) took a dive,” said Frank Nothaft, Freddie Mac vice president and chief economist. </span><strong><span style="font-size: 10pt; color: #000000; font-family: &quot;Georgia&quot;,&quot;serif&quot;;">“This week’s decline was the largest since the week of November 27th, 1981, and 30-year FRM rates are now almost a full percentage point lower since the last week in October.”</span></strong></p>
<p><span style="font-size: small; color: #1f497d; font-family: Calibri;">[SOURCE: Freddie Mac]</span></p>
<p><span style="font-size: small; color: #1f497d; font-family: Calibri;"><a title="Nashville TN mortgage information" href="http://blog.joannestaler.com/category/mortgage-information/" target="_blank">Click here for more Nashville TN mortgage information.</a></span></p>
<p><span style="font-size: small; color: #1f497d; font-family: Calibri;"><a title="Prequalify for your Nashville TN mortgage" href="http://www.joannestaler.com/buyer-qualify.asp" target="_blank">Prequalify for your Nashville TN mortage online here.  Quick and easy!</a></span></p>
<p><span style="font-size: small; color: #1f497d; font-family: Calibri;"><a title="Contact JoAnne Staler Nashville realtor" href="http://www.joannestaler.com/popup_contact.asp" target="_blank">Have mortgage questions?  I can help&#8230;. click here to contact me directly.</a></span></p>
<p><span style="font-size: small; color: #1f497d; font-family: Calibri;"><span style="font-family: times new roman,times;"><span style="color: #000000;">This information was brought to you by</span> </span><span style="font-family: Times New Roman;"><strong><span style="background: white; color: #333333; mso-border-alt: none windowtext 0in; border: windowtext 1pt; padding: 0in;">JoAnne Staler, Nashville Tennessee REALTOR</span></strong><span style="background: white; color: #333333; mso-border-alt: none windowtext 0in; border: windowtext 1pt; padding: 0in;"> with Rochford Realty &amp; Construction Company is providing a unique level of service to buyers and sellers in Nashville, Brentwood, Franklin, Williamson County, Green Hills, Belle Meade, Bellevue, Forest Hills, Oak Hill, Vanderbilt, Belmont, Midtown, Downtown, Historic Areas, Spring Hill, and Thompson Station Tennessee.  Whether Buying or Selling Real Estate locally or Relocating to Middle Tennessee, let a Top Selling Nashville Real Estate Agent help.  To find out more about JoAnne Staler or search for real estate via the Middle Tennessee MLS visit <a href="http://www.joannestaler.com/">www.JoAnneStaler.com</a>.</span></span></span></p>
<p><a href="http://blog.joannestaler.com/2008/12/16/nashville-tn-mortage-loan-interest-rates-very-low/">Great Time to Buy a Home in Nashville TN-Mortage Loan Interest Rates VERY Low</a> is a post from: <a href="http://blog.joannestaler.com">Nashville, Brentwood and Franklin, Tennessee Real Estate</a></p>
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