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	<title>Nashville, Brentwood and Franklin, Tennessee Real Estate &#187; Nashville real estate</title>
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	<description>in the Realtor-Buzz Network</description>
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		<title>Builders Downsize the Dream Home JoAnne Staler Nashville REALTOR</title>
		<link>http://blog.joannestaler.com/2009/11/23/builders-downsize-dream-home-nashville-realtor/</link>
		<comments>http://blog.joannestaler.com/2009/11/23/builders-downsize-dream-home-nashville-realtor/#comments</comments>
		<pubDate>Tue, 24 Nov 2009 00:40:29 +0000</pubDate>
		<dc:creator>jstaler</dc:creator>
				<category><![CDATA[Buyers information]]></category>
		<category><![CDATA[Green Home]]></category>
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		<category><![CDATA[Sellers information]]></category>
		<category><![CDATA[Tennessee Homeowner Tips & Trends]]></category>
		<category><![CDATA[Brentwood Tennessee real estate]]></category>
		<category><![CDATA[Franklin Tennessee real estate]]></category>
		<category><![CDATA[nashville green home]]></category>
		<category><![CDATA[Nashville home buyer]]></category>
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		<category><![CDATA[Nashville TN dream home]]></category>
		<category><![CDATA[Nashville TN Green Home building]]></category>
		<category><![CDATA[Nashville TN home builder]]></category>
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		<category><![CDATA[TN relocation]]></category>

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		<description><![CDATA[According to the National Assoc. of Home Builders, 59% of Builders are downsizing. They are building smaller, &#8216;greener&#8217; homes. Watch the following video for more details&#8230; Today Show Video Player Source: today.msnbc.msn.com This article was brought to you by JoAnne Staler, Nashville TN REALTOR.  JoAnne is providing a unique level of service to  home buyers [...]]]></description>
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<p><span class="UIStory_Message">According to the National Assoc. of Home Builders, 59% of Builders are downsizing. They are building smaller, &#8216;greener&#8217; homes. Watch the following video for more details&#8230;</span></p>
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<div class="UIStoryAttachment_Title"><a title="Builders downsize dream home Nashville TN real estate" onclick="ft(&quot;4:19:17:145835676281::::0::::182550791796&quot;);" href="http://today.msnbc.msn.com/id/26184891/vp/33908358#33913329" target="_blank"><span style="color: #3b5998;">Today Show Video Player</span></a></div>
<div class="UIStoryAttachment_Caption">Source: today.msnbc.msn.com</div>
<div class="UIStoryAttachment_Caption"><span style="font-size: small;"><span style="font-family: times new roman,times;">This article was brought to you by </span></span><a title="Nashville TN REALTOR" href="http://www.joannestaler.com/"><span style="font-size: small;"><span style="font-family: times new roman,times;">JoAnne Staler, Nashville TN REALTOR</span></span></a><span style="font-size: small;"><span style="font-family: times new roman,times;">.  JoAnne is providing a unique level of service to  <a title="Franklin TN home buyer" href="http://www.joannestaler.com/sitemap-buyer.asp">home buyers</a> and <a title="Franklin TN home sellers" href="http://www.joannestaler.com/sitemap-seller.asp">home sellers</a> in <a title="Nashville TN real estate" href="http://www.joannestaler.com/local-info.asp">Nashville</a>, Brentwood, <a title="Franklin TN real estate" href="http://www.franklin-gov.com/">Franklin</a>,Williamson County, Green Hills, Belle Meade, Bellevue, Forest Hills, Oak Hill, Vanderbilt, Belmont, Midtown, Downtown, Historic Areas, Spring Hill, and Thompson Station Tennessee.  Whether Buying or Selling Real Estate locally or <a title="Franklin TN relocation" href="http://www.joannestaler.com/local-relocating.asp">Relocating to Middle Tennessee</a>, let a Top Selling Nashville Real Estate Agent help.  To find out more about JoAnne Staler or search for real estate via the Nashville Tennessee MLS visit <a href="http://joannestaler.com/"><span style="color: #0000ff;">http://joannestaler.com/</span></a>.</span></span></div>
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<div class="UIStoryAttachment_Caption"><span style="font-family: Times New Roman;"><span style="font-size: small;"><a title="Green Home Building Middle TN" href="http://blog.joannestaler.com/category/green-home/"><span style="font-family: times new roman,times;">Click here to read more about Green Home Building in Middle TN.</span></a></span></span></div>
<div class="UIStoryAttachment_Caption"><span style="font-family: Times New Roman;"><span style="font-size: small;"><a title="TN homeowner" href="http://blog.joannestaler.com/category/tennessee-homeowner-tips-trends/">Click here to see more TN homeowner tips and trends.</a></span></span></div>
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		<title>Franklin TN Makes Best Small Town Top 10 List</title>
		<link>http://blog.joannestaler.com/2009/07/06/franklin-tn-best-small-town/</link>
		<comments>http://blog.joannestaler.com/2009/07/06/franklin-tn-best-small-town/#comments</comments>
		<pubDate>Mon, 06 Jul 2009 13:20:24 +0000</pubDate>
		<dc:creator>jstaler</dc:creator>
				<category><![CDATA[Buyers information]]></category>
		<category><![CDATA[Community Growth & Development]]></category>
		<category><![CDATA[Green Home]]></category>
		<category><![CDATA[Renters]]></category>
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		<category><![CDATA[Brentwood real estate]]></category>
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		<category><![CDATA[Frankin real estate]]></category>
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		<category><![CDATA[Williamson County TN real estate]]></category>
		<category><![CDATA[Williamson county TN schools]]></category>

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		<description><![CDATA[Southern Living magazine named Franklin Tennessee to its Readers’ Choice Awards, ranking fifth for “Best Small Town”.        &#8220;This is exciting for Franklin to achieve this status in Southern Living Magazine,” remarked Franklin Mayor John Schroer. “This is a true compliment for the citizens and businesses that serve Franklin visitors, they do a great job of [...]]]></description>
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<div><span style="font-family: Arial;">Southern Living magazine named <a title="Franklin TN real estate" href="http://www.nashvillehomesexpert.com/franklin-tn-real-estate-franklin-homes-for-sale.htm">Franklin Tennessee</a> to its Readers’ Choice Awards, ranking fifth for “Best Small Town”.       </p>
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<p align="left">&#8220;This is exciting for Franklin to achieve this status in Southern Living Magazine,” remarked Franklin Mayor John Schroer. “This is a true compliment for the citizens and businesses that serve Franklin visitors, they do a great job of attracting people to this town and making sure they have a pleasurable experience while they are here.&#8221;</p>
<p align="left">The top ten “Best Small Town” list includes:</p>
<p align="left">1. Beaufort, SC</p>
<p align="left">2. Fairhope, AL</p>
<p align="left">3. Fredericksburg, TX</p>
<p align="left">4. Blowing Rock, NC</p>
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<p align="left">5. <a title="Franklin TN real estate" href="http://www.joannestaler.com/local-town3.asp">Franklin, TN<br />
</a> <br />
6. Eureka Springs, AR</p>
<p align="left">7. Oxford, MS</p>
<p align="left">8. Grand Rivers, KY</p>
<p align="left">9. Madison, GA</p>
<p align="left">10. Hendersonville, NC</p>
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<p align="left"><span style="font-size: small; font-family: arial,helvetica,sans-serif;"><a title="Franklin TN green real estate" href="http://blog.joannestaler.com/2009/01/06/franklin-tennessee-green-city/">Click here to read about Franklin Tennessee&#8217;s goal to become a Top 25 Green City.</a></span></p>
<p style="FONT-WEIGHT: normal"><span class="T"><a title="Franklin TN Williamson County real estate" href="http://www.franklin-gov.com/"><span style="font-size: small;">C</span><span style="font-size: small; font-family: arial,helvetica,sans-serif;">lick here for more information on Franklin, Tennessee or Williamson County.</span><span style="font-size: small; font-family: arial,helvetica,sans-serif;">  </span></a></span></p>
<h1 style="FONT-WEIGHT: normal"><span class="T"><a href="http://www.wcs.edu/L"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">Click here to read about Franklin&#8217;s award winning schools.</span></a><span style="font-size: small; font-family: arial,helvetica,sans-serif;"> </span></span></h1>
<h1 style="FONT-WEIGHT: normal"><span class="T"><a href="http://www.nashvillehomesexpert.com/franklin-tn-real-estate-franklin-homes-for-sale.htmL"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">Click here to view demographic reports for Franklin, Tennessee.</span></a><span style="font-size: small; font-family: arial,helvetica,sans-serif;"> </span></span></h1>
<div><span style="font-size: small;"><span style="font-family: arial,helvetica,sans-serif;"><span class="P"><a title="Franklin TN relocation" href="http://www.joannestaler.com/local-relocating.asp">Click here to request my Free Nashville, Brentwood and Franklin Relocation Package. It&#8217;s packed full of useful and important information about the Nashville, Brentwood and Franklin, Tennessee area. Don&#8217;t move here without it! Remember: I&#8217;ll send it to you for free and without obligation. Just fill out the form and I will send it right out&#8230;</a> </span></span></span></div>
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<div><span style="font-size: small;"><span style="font-family: arial,helvetica,sans-serif;"><a title="TN MLS" href="http://nashvillehomesexpert.idxre.com/idx/search.cfm?cid=12005">Search the TN MLS for Nashville, Brentwood or Franklin TN homes for sale.</a></span></span></div>
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<div><span style="font-size: small;"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-family: Times New Roman;"><span><strong><span style="font-size: small;"><a title="Franklin TN realtor" href="http://www.joannestaler.com/"><span style="font-size: x-small; color: #0000ff;">JoAnne Staler, Franklin TN REALTOR</span></a></span></strong></span><span><span><span style="font-size: small;"><span style="font-size: x-small;"> is providing a unique level of service to </span></span><a title="Franklin TN home buyer" href="http://www.joannestaler.com/sitemap-buyer.asp"><span style="font-size: small;"><span style="font-size: x-small; color: #0000ff;">home buyers</span></span></a><span style="font-size: small;"><span style="font-size: x-small;"> and </span></span><a title="Franklin TN home sellers" href="http://www.joannestaler.com/sitemap-seller.asp"><span style="font-size: small;"><span style="font-size: x-small; color: #0000ff;">home sellers</span></span></a><span style="font-size: small;"><span style="font-size: x-small;"> in Nashville, Brentwood, </span></span><a title="Franklin TN real estate" href="http://www.franklin-gov.com/"><span style="font-size: small;"><span style="font-size: x-small; color: #0000ff;">Franklin</span></span></a><span style="font-size: small;"><span style="font-size: x-small;">,Williamson County, Green Hills, Belle Meade, Bellevue, Forest Hills, Oak Hill, Vanderbilt, Belmont, Midtown, Downtown, Historic Areas, Spring Hill, and Thompson Station Tennessee.  Whether Buying or Selling Real Estate locally or </span></span><a title="Franklin TN relocation" href="http://www.joannestaler.com/local-relocating.asp"><span style="font-size: small;"><span style="font-size: x-small; color: #0000ff;">Relocating to Middle Tennessee</span></span></a><span style="font-size: small;"><span style="font-size: x-small;">, let a Top Selling Franklin Real Estate Agent help.  </span></span></span><span style="font-size: small;"><span style="font-size: x-small;">To find out more about JoAnne Staler visit </span></span><a href="http://joannestaler.com/"><span style="font-size: small; color: #0000ff;"><span style="font-size: x-small;">http://joannestaler.com/</span></span></a><span style="font-size: small;"><span style="font-size: x-small;">.</span></span></span></span></span></span></div>
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		<title>Nashville Tennessee Real Estate Tools</title>
		<link>http://blog.joannestaler.com/2009/06/13/nashville-tennessee-real-estate-tools/</link>
		<comments>http://blog.joannestaler.com/2009/06/13/nashville-tennessee-real-estate-tools/#comments</comments>
		<pubDate>Sat, 13 Jun 2009 17:46:32 +0000</pubDate>
		<dc:creator>jstaler</dc:creator>
				<category><![CDATA[Buyers information]]></category>
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		<category><![CDATA[Belle Meade TN real estate]]></category>
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		<category><![CDATA[buy nashville home]]></category>
		<category><![CDATA[Crieve Hall TN real estate]]></category>
		<category><![CDATA[downtown Nashville real estate]]></category>
		<category><![CDATA[East Nashville real estate]]></category>
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		<category><![CDATA[Franklin TN real estate]]></category>
		<category><![CDATA[Green Hills real estate]]></category>
		<category><![CDATA[Nashville homebuyers]]></category>
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		<category><![CDATA[Oak Hill TN real estate]]></category>
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		<guid isPermaLink="false">http://staler.realty-buzz.com/?p=353</guid>
		<description><![CDATA[Buying or selling a home is one of the biggest events in your life.  Real estate sales are complex transactions in which innumerable snags can occur.  Be prepared with the tools you need to successfully navigate the real estate waters.  With over 14 years of experience working in the Nashville real estate market I&#8217;ve put together an extensive [...]]]></description>
			<content:encoded><![CDATA[<h3 class='post-summary'></h3>
<p><span style="font-size: small; font-family: arial,helvetica,sans-serif;">Buying or selling a home is one of the biggest events in your life.  Real estate sales are complex transactions in which innumerable snags can occur.  Be prepared with the tools you need to successfully navigate the real estate waters.  </span></p>
<p><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: small;">With over 14 years of experience working in the Nashville real estate market I&#8217;ve put together an extensive collection of resources to guide homeowners, homebuyers and real estate investors through the process of selling and buying a house, condo or other Nashville TN property.  I hope the following tools will be of assistance to you in your Middle Tennessee real estate dealings.  And remember I can be reached <span style="font-family: arial,helvetica,sans-serif;">directly by <a title="Call JoAnne Staler Nashville realtor" href="http://www.clickphoneagent.com/clients/joannestaler/pushtotalk.htm">clicking here </a>for one-on-one expert help and advice. That&#8217;s my job. </span></span></span></p>
<p><strong><span style="font-size: small;">Rent Vs. Buy</span></strong></p>
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<p><span style="font-size: small; font-family: arial,helvetica,sans-serif;">With interest rates near forty year lows, the decision to rent versus buying a home in Nashville TN becomes difficult. </span><a title="rent buy Nashville home" href="http://www.joannestaler.com/r_mortgage-calculator_rentvsbuy.asp"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">Click here to use my Rent vs. Buy calculator tool to help determine which makes sense for you at this time. </span></a><span style="font-size: small; font-family: arial,helvetica,sans-serif;">  This calculator helps you weed through the fees, taxes, and monthly payments to help you make a good financial decision.</span></p>
<p align="left"><strong><span class="T" style="font-size: small;">How Much Home Can You Afford?</span></strong></p>
<p align="left"><span class="P"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">The first step in buying a house is determining your budget. </span><a title="Nashville TN home mortgage " href="http://www.joannestaler.com/r_mortgage-calculator_qualifier.asp"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">Click here to use my Home Mortgage Calculator.</span></a><span style="font-size: small; font-family: arial,helvetica,sans-serif;">  This calculator steps you through the process of finding out how much you can borrow. Fill in the entry fields and click on the &#8220;View Report&#8221; button to see a complete amortization schedule of your mortgage payments.</span></span>  </p>
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<td class="H1" width="530" height="38" valign="top"><strong><span style="font-size: small;">Real Estate In Middle TN</span></strong></td>
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<td class="main" height="128" valign="top"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: small;">Real Estate in Middle Tennessee consists of a handful of different communities and towns that are within the Nashville area. Those communities consist of, but are not limited to, </span></span><a href="http://blog.joannestaler.com/wp-admin/nashville-tn-real-estate-green-hills-homes-for-sale.htm"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">Green Hills</span></a><span style="font-size: small; font-family: arial,helvetica,sans-serif;">,</span><a href="http://blog.joannestaler.com/wp-admin/nashville-tn-real-estate-bellevue-homes-for-sale.htm"><span style="font-size: small; font-family: arial,helvetica,sans-serif;"> Bellevue</span></a><span style="font-size: small; font-family: arial,helvetica,sans-serif;">, </span><a href="http://blog.joannestaler.com/wp-admin/nashville-tn-real-estate-belle-meade-homes-for-sale.htm"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">Belle Meade</span></a><span style="font-size: small; font-family: arial,helvetica,sans-serif;">, </span><a href="http://blog.joannestaler.com/wp-admin/nashville-tn-real-estate-west-meade-homes-for-sale.htm"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">West Meade</span></a><span style="font-size: small; font-family: arial,helvetica,sans-serif;">, </span><a href="http://blog.joannestaler.com/wp-admin/nashville-tn-real-estate-belmont-homes-for-sale.htm"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">Belmont</span></a><span style="font-size: small; font-family: arial,helvetica,sans-serif;">, </span><a href="http://blog.joannestaler.com/wp-admin/nashville-tn-real-estate-east-nashville-homes-for-sale.htm"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">East Nashville</span></a><span style="font-size: small; font-family: arial,helvetica,sans-serif;">, </span><a href="http://blog.joannestaler.com/wp-admin/nashville-tn-real-estate-hillsboro-west-end-homes-for-sale.htm"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">Hillsboro/West End</span></a><span style="font-size: small; font-family: arial,helvetica,sans-serif;">, </span><a href="http://blog.joannestaler.com/wp-admin/nashville-tn-real-estate-oak-hill-homes-for-sale.htm"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">Oak Hill</span></a><span style="font-size: small; font-family: arial,helvetica,sans-serif;">, </span><a href="http://blog.joannestaler.com/wp-admin/nashville-tn-real-estate-vanderbilt-homes-for-sale.htm"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">Vanderbilt</span></a><span style="font-size: small; font-family: arial,helvetica,sans-serif;">, </span><a href="http://blog.joannestaler.com/wp-admin/nashville-tn-real-estate-forest-hills-homes-for-sale.htm"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">Forest Hills</span></a><span style="font-size: small; font-family: arial,helvetica,sans-serif;">, </span><a href="http://blog.joannestaler.com/wp-admin/nashville-tn-real-estate-crieve-hall-homes-for-sale.htm"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">Crieve Hall</span></a><span style="font-size: small; font-family: arial,helvetica,sans-serif;">, </span><a href="http://blog.joannestaler.com/wp-admin/nashville-tn-real-estate-downtown-nashville-homes-for-sale.htm"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">Downtown Nashville</span></a><span style="font-size: small; font-family: arial,helvetica,sans-serif;">, </span><a href="http://blog.joannestaler.com/wp-admin/brentwood-tn-real-estate-brentwood-homes-for-sale.htm"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">Brentwood</span></a><span style="font-size: small; font-family: arial,helvetica,sans-serif;"> and </span><a href="http://blog.joannestaler.com/wp-admin/franklin-tn-real-estate-franklin-homes-for-sale.htm"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">Franklin</span></a><span style="font-size: small; font-family: arial,helvetica,sans-serif;">. You can find out more about the Nashville communities by clicking on the links above.</span> </td>
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<p> <span class="T"><span style="font-size: small;"><strong>CLICK EACH LINK BELOW</strong> for more help with your home search: </span></span></p>
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<div><span style="font-size: small; font-family: Arial;">BUYING?&gt; <span style="font-size: small; font-family: Arial;">Find out how JoAnne can help you sell your home for TOP dollar in the least amount of time<span style="font-size: small;"><span style="font-family: Arial;"> </span></span></span> </span><span style="font-size: small; font-family: Arial;"></p>
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<p><a href="http://blog.joannestaler.com/"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">JoAnne&#8217;s BLOG&gt;</span></a><span style="font-size: small; font-family: arial,helvetica,sans-serif;"> Middle Tennessee real estate news and opinions </span><span style="font-size: small; font-family: arial,helvetica,sans-serif;"> </span> </p>
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<p>  <span class="T"><span style="color: #1f497d; mso-fareast-font-family: Calibri; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA; mso-fareast-theme-font: minor-latin; mso-bidi-font-family: 'Times New Roman';"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">For more specific information about neighborhoods such as </span><a title="Brentwood TN home" href="http://www.nashvillehomesexpert.com/brentwood-tn-real-estate-brentwood-homes-for-sale.htm"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">Brentwood</span></a><span style="font-size: small; font-family: arial,helvetica,sans-serif;">, </span><a title="Franklin TN real estate" href="http://www.joannestaler.com/local-town3.asp"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">Franklin</span></a><span style="font-size: small; font-family: arial,helvetica,sans-serif;">, </span><a title="Green Hills home" href="http://www.nashvillehomesexpert.com/nashville-tn-real-estate-green-hills-homes-for-sale.htm"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">Green Hills</span></a><span style="font-size: small; font-family: arial,helvetica,sans-serif;">, </span><a title="Belle Meade home" href="http://www.nashvillehomesexpert.com/nashville-tn-real-estate-belle-meade-homes-for-sale.htm"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">Belle Meade</span></a><span style="font-size: small; font-family: arial,helvetica,sans-serif;">, or any area in Middle Tennessee </span><a title="JoAnne Staler Nashville real estate agent" href="http://www.nashvillehomesexpert.com/nashville-tn-real-estate-belle-meade-homes-for-sale.htm"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">call JoAnne direct by clicking here</span></a><span style="font-size: small; font-family: arial,helvetica,sans-serif;"> or visit her website at </span><a href="http://www.joannestaler.com"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">http://www.joannestaler.com</span></a><span style="font-size: small; font-family: arial,helvetica,sans-serif;">.</span></span></span></p>
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		<title>Do&#8217;s and Dont&#8217;s of Nashville Homebuying</title>
		<link>http://blog.joannestaler.com/2009/04/13/nashville-homebuying/</link>
		<comments>http://blog.joannestaler.com/2009/04/13/nashville-homebuying/#comments</comments>
		<pubDate>Mon, 13 Apr 2009 20:24:06 +0000</pubDate>
		<dc:creator>jstaler</dc:creator>
				<category><![CDATA[Buyers information]]></category>
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		<category><![CDATA[Brentwood TN real estate]]></category>
		<category><![CDATA[buy TN home]]></category>
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		<category><![CDATA[Nashville home sold]]></category>
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		<category><![CDATA[Nashville neighborhood]]></category>
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		<category><![CDATA[Nashville TN home]]></category>
		<category><![CDATA[Nashville TN home search]]></category>
		<category><![CDATA[TN home inspection]]></category>
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		<category><![CDATA[TN mortgage financing]]></category>
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		<category><![CDATA[TN real estate auction]]></category>

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		<description><![CDATA[Bargains are everywhere possibly making this the best time ever to buy a home in Middle TN!  Don&#8217;t miss out on a great deal&#8230;. be prepared by knowing the do&#8217;s and dont&#8217;s of homebuying. Your home is probably the biggest purchase your family will ever make, and it involves many decisions that go beyond simply [...]]]></description>
			<content:encoded><![CDATA[<h3 class='post-summary'></h3>
<p>Bargains are everywhere possibly making this the best time ever to <a title="Buy TN home" href="http://www.joannestaler.com/buyer-info.asp">buy a home in Middle TN</a>!  Don&#8217;t miss out on a great deal&#8230;. be prepared by knowing the do&#8217;s and dont&#8217;s of homebuying.</p>
<p><a href="http://blog.joannestaler.com/files/2009/03/couple-looking-at-home-73.jpg"><img class="alignnone" title="TN homebuyers" src="http://blog.joannestaler.com/files/2009/03/couple-looking-at-home-73.jpg" alt="" width="387" height="234" /></a></p>
<p>Your home is probably the biggest purchase your family will ever make, and it involves many decisions that go beyond simply choosing one you like.  The following article has some great information to make sure you get the best deal when buying your <a title="Nashville TN home" href="http://www.joannestaler.com/index.asp">Nashville TN home</a>.<br />
<strong><a title="Nashville homebuying" href="http://www.frontdoor.com/Buy/Homebuying-Dos-and-Donts/2334/p1/?nl=FD_v068_main"><em><span style="font-size: medium;">Homebuying Dos and Don&#8217;ts</span><br />
</em>Take in these 8 tips for house hunting success</a></strong></p>
<p>By <a title="Real Estate information" href="http://www.frontdoor.com/">FrontDoor.com</a></p>
<p><span style="font-size: medium;">1.</span> <span style="font-size: medium;"><span style="text-decoration: underline;">Do research the neighborhood.</span></span></p>
<p>Look at the house, but also look at the neighborhood. Location is the most important thing, so it&#8217;s critical to look at more than bricks and mortar.</p>
<p>How can you choose the right community? Become a neighborhood detective. Figure out what you&#8217;re looking for, do research and find a neighborhood that fits your description.</p>
<p><a title="Nashville TN neighborhood" href="http://blog.joannestaler.com/2008/10/31/choosing-your-perfect-neighborhood/">Find your perfect Nashville Neighborhood</a></p>
<p><span style="font-size: medium;">2. <span style="text-decoration: underline;">Do look at several houses before you buy.</span></span></p>
<p>Buying the first house you look at it is kind of like marrying the first person you go on a date with &#8212; not necessarily a good idea. If you buy a home without comparing it to other listings in the area, you&#8217;re likely to overpay or miss out on a great nearby home. Walk through at least three homes before you choose. If you still love the first one you saw, make an offer!</p>
<p><a title="Nashville home sold" href="http://www.homeinsight.com/Widget/default.asp?JExnY2lBWzwuIDplY2ZyQmA3Ly4pYy8rMDcrLjZeMScvXVg2KlwxNzIlMy5fMywvXS9gMi80JEhmT2VtZFpjZDorH05mR25tZWlpWWM8LSBMb1RhcWJeZmA1KCVQa0hucmFtZ11mOCgdTT5MT2dxYWBlYTcsHj9kXl5ecFJddm05R0dLIkxebGRjciNRZ11qbmBmcyNNbmBGXV9dYWw4P1xzKE5hZ3EjVV5hZSJrIktsXVpqKUVfa2dfbyM6bmteYnJnZ2xsIS1cHk5oYW5hOzQtLh9EX2RfX3M6MC4uJDtqYmFob0xwb2I3OmVjZnIkUF9zbCJLZmhkJFJda2loW29dQGM6Kw==">Find out what a home sold for here.</a></p>
<p><span style="font-size: medium;">3. <span style="text-decoration: underline;">Do invest in a professional inspection.</span></span></p>
<p>Sellers don&#8217;t always disclose the whole truth to potential buyers, or they might have done a band-aid job to cover up issues until the deal closes. The average home buyer takes 15 minutes or less to choose a home, but many potential problems, like plumbing and wiring trouble, might not be visible to the naked eye.</p>
<p>Home inspectors can look beyond the fresh coat of paint to find costly underlying problems. Splurge on an experience professional &#8212; it will save you time, money and house-induced heartache later on.</p>
<p><a title="TN home inspection" href="http://www.joannestaler.com/buyer-home-inspection.asp">Read more about the TN Home Inspection process here.</a></p>
<p><span style="font-size: medium;">4. <span style="text-decoration: underline;">Do buy based on needs, not wants.</span></span></p>
<p>The average American lives in the same home for about 9 years, so it&#8217;s crucial that you think about your long-term needs when buying a home. A 2-bedroom house with a gourmet kitchen may dazzle you today, but will you still be enamored down the road when your family starts to grow? Make a list of your needs and stick to it to avoid buyer&#8217;s remorse down the road.</p>
<p><a title="Nashville TN home search" href="http://www.joannestaler.com/buyer-find-homes.asp">Click here to find your perfect Nashville TN home.</a></p>
<p><span style="font-size: medium;">5. <span style="text-decoration: underline;">Don&#8217;t overbid at real estate auctions</span></span></p>
<p>While it&#8217;s possible to get a deal on your <a title="TN dream home" href="http://www.joannestaler.com/buyer-find-homes.asp">dream home</a> at the auction house, <a title="TN homebuyer" href="http://www.joannestaler.com/buyer-info.asp">buying a home</a> at auction isn&#8217;t always a bargain. The starting price may seem reasonable, but several bidders can force the price well over market value.</p>
<p>Avoid overbidding by doing research. Are any outstanding property taxes or liens that you&#8217;d have to pay for upon purchase? What are comparable homes in the area selling for? Is the neighborhood on the way up or on the way out? On auction day, set a strict budget and don&#8217;t let emotions take hold of your paddle in a bidding war.</p>
<p><a title="TN real estate auction" href="http://www.frontdoor.com/Buy/A-Day-at-a-Real-Estate-Auction/2176">A day at a real estate auction </a></p>
<p><span style="font-size: medium;">6. <span style="text-decoration: underline;">Don&#8217;t buy a house or dismiss a house because of its decor.</span></span></p>
<p><img class="alignnone" title="Nashville TN home" src="http://blog.joannestaler.com/files/2009/03/pillowsandthrows.jpg" alt="" width="304" height="182" /></p>
<p>A home might have gorgeous furnishings at the showing, but it needs to accommodate your furnishings and lifestyle after the sellers pack up their sofa.  Or a home may be poorly furnished but the perfect spaces lie underneath.  Look past a home&#8217;s decor and make sure the space will accommodate your lifestyle and furnishings.</p>
<p>Are the spaces functional and efficient for your daily routine? You might love how a seller has transformed an extra bedroom into a crafting space, but will it be big enough for your twins&#8217; bunk beds? Focus on the floor plan and the square footage to decide if a home is right for you.</p>
<p><a title="Nashville TN home" href="http://www.frontdoor.com/Buy/What-To-Consider-at-a-Showing/2337">What to consider at a showing</a></p>
<p><span style="font-size: medium;">7. <span style="text-decoration: underline;">Don&#8217;t buy the most expensive house on the block.</span></span></p>
<p>Keep up with the Joneses, but don&#8217;t outdo them. You won&#8217;t get the same return on investment with the biggest house on the block, and you might have trouble selling later on.</p>
<p>Before you purchase a home, research the neighborhood. Is the house you&#8217;re considering overbuilt for the area? Are comparable homes selling in the area? You&#8217;ll be glad you gathered the information if you ever decide to sell.</p>
<p><a title="Nashville home sales" href="http://www.joannestaler.com/local-market.asp">MARKET ANALYSIS<br />
Find out how much a home is worth &amp; see neighboring home sales</a></p>
<p>With over 14 years of real estate experience assisting <a title="TN home buyers" href="http://www.joannestaler.com/buyer-info.asp">home buyers</a> in Middle TN I can make certain your best interests are represented in your search for a home in the <a title="Nashville real estate" href="http://www.joannestaler.com/local-info.asp">Nashville</a>, <a title="Brentwood TN real estate" href="http://www.nashvillehomesexpert.com/brentwood-tn-real-estate-brentwood-homes-for-sale.htm">Brentwood</a> and <a title="Franklin TN real estate" href="http://www.joannestaler.com/local-town3.asp">Franklin</a> area.  As a top <a title="TN real estate agent" href="http://www.joannestaler.com/index.asp">Middle TN area real estate agent</a>, I will guide you through the entire <a title="TN homebuying" href="http://www.joannestaler.com/buyer-expect.asp">home buying process</a>, from viewing homes and <a title="TN mortgage financing" href="http://blog.joannestaler.com/category/mortgage-information/">mortgage financing</a>, to making sure the final contract is in your best interest.  <a title="Nashville homebuyer" href="http://www.joannestaler.com/buyer-expect.asp">Click here to find out why TN homebuyers choose me.</a></p>
<p><a title="TN home buyer" href="http://blog.joannestaler.com/category/buyers-information/">Click here for more TN home buyer information and tips.</a></p>
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		<title>U.S. House Prices Increase &#8211; Is This a Good Time to Sell or Buy a Home in Nashville TN?</title>
		<link>http://blog.joannestaler.com/2009/03/25/us-house-prices-increase-sell-or-buy-a-home-in-nashville-tn/</link>
		<comments>http://blog.joannestaler.com/2009/03/25/us-house-prices-increase-sell-or-buy-a-home-in-nashville-tn/#comments</comments>
		<pubDate>Wed, 25 Mar 2009 16:20:48 +0000</pubDate>
		<dc:creator>jstaler</dc:creator>
				<category><![CDATA[Buyers information]]></category>
		<category><![CDATA[Mortgage Information]]></category>
		<category><![CDATA[Renters]]></category>
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		<description><![CDATA[Traditionally Spring is the busiest time in the Nashville real estate market.  The weather is comfortable for home buyers to tour listings, the foliage is in bloom making seller&#8217;s curb appeal optimum, and now with the news that house prices unexpectedly advanced in January this may be the right time to buy or sell a [...]]]></description>
			<content:encoded><![CDATA[<h3 class='post-summary'></h3>
<div class="CommonContentBoxBody">
<p>Traditionally Spring is the busiest time in the <a title="Nashville real estate" href="http://www.joannestaler.com/index.asp">Nashville real estate</a> market.  The weather is comfortable for <a title="Nashville TN home buyer" href="http://www.joannestaler.com/buyer-info.asp"><span style="color: #0000ff;">home buyers</span></a> to tour <a title="TN MLS listings" href="http://nashvillehomesexpert.idxre.com/idx/search.cfm?cid=12005"><span style="color: #0000ff;">listings</span></a>, the foliage is in bloom making seller&#8217;s curb appeal optimum, and now with the news that <strong>house prices</strong> unexpectedly advanced in January this may be the right time to buy or sell a home in Nashville TN.  If you have been waiting until the Nashville real estate market improves to buy or sell a home this recent rise in home prices may be a signal that the market is on the way up.</p>
<p>According to a report from the <a title="Federal Housing and Finance" href="http://www.fhfa.gov/">Federal Housing and Finance Administration U.S.</a> there was a 1.7% month-over-month increase in U.S. house prices following a downwardly revised 0.2% decline in December. The largest increase came in the South Atlantic region, reversing a sharp decline the month prior, where home prices were up 3.6%. In the East North Central region, prices were up 3.9%.</p>
<p>Are you a Nashville TN homeowner still not convinced it is the best time to <a title="Sell Nashville TN home" href="http://www.joannestaler.com/seller-info.asp">sell your Nashville TN home</a> but concerned about your financial situation if you stay in your current home?  An important new government Web site was launched on Thursday, March 19, 2009.  Please use the self-assessment tools provided on <a href="http://makinghomeaffordable.gov/"><strong>MakingHomeAffordable.gov</strong> </a>to see if you are among the 7 to 9 million homeowners who may be able to benefit from <strong>Making Home Affordable</strong>. The President’s Plan was created to help millions of homeowners refinance or modify their <a title="Nashville TN mortgage" href="http://blog.joannestaler.com/category/mortgage-information/">mortgages</a> to a payment that is affordable, both now and in the future.</p>
<p><a title="Nashville TN homebuyer" href="http://www.joannestaler.com/buyer-info.asp">Click here for more information regarding buying a home in Nashville TN.</a></p>
<p><a title="Nashville TN home seller" href="http://www.joannestaler.com/seller-presentation.asp">Click here for more information regarding selling a home in Nashville TN.</a></p>
<p><a title="Nashville TN home foreclosure" href="http://www.fhfa.gov/Default.aspx?Page=141">Click here to read more about you can save your Nashville TN home from foreclosure.</a></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: small;"><span style="font-family: Times New Roman;"><span style="font-size: x-small;"><span style="font-family: arial,helvetica,sans-serif;"><strong><span style="background: white; color: #333333; mso-border-alt: none windowtext 0in; border-width: 1pt; border-color: windowtext; padding: 0in;">JoAnne Staler, Nashville Tennessee REALTOR</span></strong> with Rochford Realty &amp; Construction Company is providing a unique level of service to </span></span><a title="Nashville home buyer" href="http://www.joannestaler.com/sitemap-buyer.asp"><span style="font-size: x-small; color: #0000ff; font-family: arial,helvetica,sans-serif;">home buyers</span></a><span style="font-size: x-small; font-family: arial,helvetica,sans-serif;"> and  </span><a title="Nashville home seller" href="http://www.joannestaler.com/sitemap-seller.asp"><span style="font-size: x-small; color: #0000ff; font-family: arial,helvetica,sans-serif;">home sellers</span></a><span style="font-size: x-small; font-family: arial,helvetica,sans-serif;"> in </span><a title="Nashville TN real estate" href="http://www.nashvillehomesexpert.com/nashville-tn-real-estate-downtown-nashville-homes-for-sale.htm"><span style="font-size: x-small; color: #0000ff; font-family: arial,helvetica,sans-serif;">Nashville</span></a><span style="font-size: x-small; font-family: arial,helvetica,sans-serif;">, Brentwood, Franklin, Williamson County, </span><a title="Green Hills TN real estate" href="http://www.nashvillehomesexpert.com/nashville-tn-real-estate-green-hills-homes-for-sale.htm"><span style="font-size: x-small; color: #0000ff; font-family: arial,helvetica,sans-serif;">Green Hills</span></a><span style="font-size: x-small; font-family: arial,helvetica,sans-serif;">, </span><a title="Belle Meade TN real estate" href="http://www.nashvillehomesexpert.com/nashville-tn-real-estate-belle-meade-homes-for-sale.htm"><span style="font-size: x-small; color: #0000ff; font-family: arial,helvetica,sans-serif;">Belle Meade</span></a><span style="font-size: x-small; font-family: arial,helvetica,sans-serif;">, </span><a title="Bellevue TN real estate" href="http://www.nashvillehomesexpert.com/nashville-tn-real-estate-bellevue-homes-for-sale.htm"><span style="font-size: x-small; color: #0000ff; font-family: arial,helvetica,sans-serif;">Bellevue</span></a><span style="font-size: x-small; font-family: arial,helvetica,sans-serif;">, </span><a title="West Meade TN real estate" href="http://www.nashvillehomesexpert.com/nashville-tn-real-estate-west-meade-homes-for-sale.htm"><span style="font-size: x-small; color: #0000ff; font-family: arial,helvetica,sans-serif;">West Meade</span></a><span style="font-size: x-small; font-family: arial,helvetica,sans-serif;">, </span><a title="Forest Hills TN real estate" href="http://www.nashvillehomesexpert.com/nashville-tn-real-estate-forest-hills-homes-for-sale.htm"><span style="font-size: x-small; color: #0000ff; font-family: arial,helvetica,sans-serif;">Forest Hills</span></a><span style="font-size: x-small; font-family: arial,helvetica,sans-serif;">, Oak Hill, Vanderbilt, </span><a title="Belmont TN real estate" href="http://www.nashvillehomesexpert.com/nashville-tn-real-estate-belmont-homes-for-sale.htm"><span style="font-size: x-small; color: #0000ff; font-family: arial,helvetica,sans-serif;">Belmont,</span></a><span style="font-size: x-small; font-family: arial,helvetica,sans-serif;"> Midtown, Downtown, Historic Areas, Spring Hill, and Thompson Station Tennessee.  Whether Buying or Selling Real Estate locally or </span><a title="Nashville TN relocation" href="http://www.joannestaler.com/local-relocating.asp"><span style="font-size: x-small; color: #0000ff; font-family: arial,helvetica,sans-serif;">Relocating to Middle Tennessee</span></a><span style="font-size: x-small; font-family: arial,helvetica,sans-serif;">, let a Top Selling Nashville Real Estate Agent help.  To find out more about JoAnne Staler or search for real estate via the Middle </span><a title="TN MLS" href="http://nashvillehomesexpert.idxre.com/idx/search.cfm?cid=12005"><span style="font-size: x-small; color: #0000ff; font-family: arial,helvetica,sans-serif;">Tennessee MLS</span></a><span style="font-size: x-small; font-family: arial,helvetica,sans-serif;"> visit </span><a href="http://www.joannestaler.com/"><span style="font-size: x-small; color: #0000ff; font-family: arial,helvetica,sans-serif;">www.JoAnneStaler.com</span></a><span style="font-size: x-small; font-family: arial,helvetica,sans-serif;">.</span></span></span></p>
<p> </p></div>
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		<title>Spring Staging Tips That Could Sell Your Nashville TN Home</title>
		<link>http://blog.joannestaler.com/2009/03/24/spring-staging-tips-sell-nashville-tn-home/</link>
		<comments>http://blog.joannestaler.com/2009/03/24/spring-staging-tips-sell-nashville-tn-home/#comments</comments>
		<pubDate>Tue, 24 Mar 2009 19:11:38 +0000</pubDate>
		<dc:creator>jstaler</dc:creator>
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		<guid isPermaLink="false">http://staler.realty-buzz.com/?p=253</guid>
		<description><![CDATA[Spring is a great time to sell your Nashville TN home.  The weather is comfortable for home buyers to tour listings, the foliage is in bloom making your home&#8217;s curb appeal optimum, and house prices unexpectedly advanced in January according to a report from the Federal Housing and Finance Administration.    I came across an [...]]]></description>
			<content:encoded><![CDATA[<h3 class='post-summary'></h3>
<p>Spring is a great time to <a title="Sell Nashville TN home" href="http://www.joannestaler.com/seller-info.asp">sell your Nashville TN home</a>.  The weather is comfortable for <a title="Nashville TN home buyer" href="http://www.joannestaler.com/buyer-info.asp">home buyers</a> to tour <a title="TN MLS listings" href="http://nashvillehomesexpert.idxre.com/idx/search.cfm?cid=12005">listings</a>, the foliage is in bloom making your home&#8217;s curb appeal optimum, and <strong>house prices</strong> unexpectedly advanced in January according to a report from the Federal Housing and Finance Administration.   </p>
<p>I came across an article on <a title="FrontDoor.com real estate" href="http://www.frontdoor.com/"><span style="color: #0000ff;">FrontDoor.com</span></a> titled <a title="Nashville TN home staging" href="http://www.frontdoor.com/sell/Staging-Tips-for-Spring/54961/p1/?nl=FD_v067_main">Staging Tips for Spring </a>that outlined some ideas to brighten up your home and attract buyers that I thought you would find interesting.  Please see the article below along with some home staging tips I&#8217;ve added as well. </p>
<p><img class="alignnone" title="Nashville TN home staging" src="http://img4.southernliving.com/i/2009/04/test-drive-garden/stage-home-seating-l.jpg?400:400" alt="" width="276" height="224" /></p>
<p><strong>Whip your yard into shape. </strong>When you&#8217;re selling in the spring, you need to get your yard in shape as quickly as possible. Clear winter yard debris, and get frost-resistant plants that won&#8217;t be affected if a late cold spell hits.</p>
<p><strong>Do some spring cleaning. </strong>It&#8217;s natural to want to spruce up your space in the spring, so scrub away! A sparkling home will impress Nashville buyers and make your home seem even more appealing.</p>
<p><strong>Organize your Closets.</strong> Box up your winter wardrobe.<strong> </strong>Bulky winter clothes take up lots of space, so move them out as you de-clutter your closets. You&#8217;ll impress buyers with all that space.</p>
<p><strong>Spruce up the entryway. </strong>If your welcome mat is covered with winter dirt, pick up a new one. Wipe down your front door and sweep away cobwebs from light fixtures.  Being greeted with a clean, pretty doorway will help set the tone for the entire showing.</p>
<p><strong>Bring spring aromas indoors.</strong> Spring is not only a colorful season in Nashville, but a fragrant one, too. Bring the aroma indoors. Scents have a profound effect on mood, so infusing scent into your decor with fresh flowers or plants not only improves your home visually but aromatically as well and can change the overall feeling of a space.</p>
<p><strong>Bring out the bright colors.</strong> Tuck away the heavy, winter flannel comforter and pull out crisp linens and coverlets for color. Bring in the spring with floral-designed spreads or colorful solids. Don&#8217;t forget accent pillows for added style and comfort.</p>
<p><strong>Highlight your outdoor living spaces.</strong> Clean or paint your decking, and make any necessary outdoor repairs. No deck? Arrange chairs or outdoor furniture in your yard to create the illusion of an outdoor room &#8211; see picture above for an idea.</p>
<p><span style="font-size: small; font-family: arial,helvetica,sans-serif;">If you currently have your </span><a title="TN home for sale" href="http://www.joannestaler.com/myhomes.asp"><span style="font-size: small; font-family: times new roman,times;"><span style="color: #0000ff; font-family: arial,helvetica,sans-serif;">TN home for sale</span></span></a><span style="font-size: small; font-family: times new roman,times;"><span style="font-family: arial,helvetica,sans-serif;"> or are thinking of selling your home it better be well coifed and in sparkling condition or other offerings will outshine it in the competitive Nashville real estate market.  You may even consider hiring a professional home stager to make certain your home appeals to a  wide range of buyers.  <a title="list your Nashville home for sale with JoAnne Staler" href="http://www.joannestaler.com/seller-info.asp"><span><span style="color: #0000ff;"><span style="font-size: small; font-family: arial,helvetica,sans-serif;"><span style="font-family: arial,helvetica,sans-serif;">If you list your Middle TN home for sale with me, I’ll provide the services of a Professional Home Stager </span></span></span></span></a><span><span><span style="font-size: small; font-family: arial,helvetica,sans-serif;"><span style="font-family: arial,helvetica,sans-serif;">!  </span></span></span></span><a title="JoAnne Staler's home stager" href="http://www.simplystardesign.com/star07_content.html"><span><span style="color: #0000ff;"><span style="font-size: small; font-family: arial,helvetica,sans-serif;"><span style="font-family: arial,helvetica,sans-serif;">Click here to see a professional home stager in action.</span></span></span></span></a></span><span style="font-family: arial,helvetica,sans-serif;"> </span></span></p>
<p><span style="font-size: small; font-family: times new roman,times;"><span class="P">Selling your home is one of the most important decisions you will make in your life. How much is it REALLY worth? How long will it take to sell? How do you handle buyers making undesirable offers? <strong><a title="TN home seller information" href="http://www.joannestaler.com/seller-info.asp"><span style="color: #0000ff;">Get the Straight Facts About What Can Make or Break the Sale of Your Home.</span></a></strong></span></span></p>
<p><span style="font-size: small; font-family: times new roman,times;"><span class="P"><span style="font-family: 'Calibri','sans-serif'; mso-fareast-font-family: Calibri; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA; mso-bidi-font-family: 'Times New Roman'; mso-fareast-theme-font: minor-latin;"><strong><span style="font-size: small; font-family: Arial;"><a title="Home Sale information" href="http://www.homeinsight.com/Widget/default.asp?JExnY2lBWzwuIDplY2ZyQmA3Ly4pYy8rMDcrLjZeMScvXVg2KlwxNzIlMy5fMywvXS9gMi80JEhmT2VtZFpjZDorH05mR25tZWlpWWM8LSBMb1RhcWJeZmA1KCVQa0hucmFtZ11mOCgdTT5MT2dxYWBlYTcsHj9kXl5ecFJddm05R0dLIkxebGRjciNRZ11qbmBmcyNNbmBGXV9dYWw4P1xzKE5hZ3EjVV5hZSJrIktsXVpqKUVfa2dfbyM6bmteYnJnZ2xsIS1cHk5oYW5hOzQtLh9EX2RfX3M6MC4uJDtqYmFob0xwb2I3OmVjZnIkUF9zbCJLZmhkJFJda2loW29dQGM6Kw==" target="_blank"><span style="color: #0000ff; font-family: arial,helvetica,sans-serif;">See what your home is worth and what other homes are selling for in your neighborhood</span></a></span></strong></span></span></span></p>
<p><span style="font-family: times new roman,times;"><span style="font-size: small; color: #0000ff; font-family: arial,helvetica,sans-serif;"><span class="P"><strong><a title="Nashville TN home seller tips" href="http://blog.joannestaler.com/2008/11/09/top-10-ways-to-beat-the-sluggish-housing-market-tips-for-nashville-home-sellers-and-home-buyers/" target="_blank"><span style="font-size: medium; font-family: times new roman,times;">More Nashville TN Home Seller Tips here.</span></a></strong></span></span></span></p>
<p><span style="font-family: times new roman,times;"><span style="font-size: small; color: #0000ff; font-family: arial,helvetica,sans-serif;"><span class="P"><strong><a title="Nashville TN home sellers information" href="http://blog.joannestaler.com/2008/10/09/what-buyers-want-home-feature-preferences-revealed-by-nar-survey/">What buyers want!  Click here to find out what Nashville TN buyers are looking for in their home search.</a></strong></span></span></span></p>
<p><span style="font-family: times new roman,times;"><span class="P"><span style="color: #1f497d; mso-fareast-font-family: Calibri; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA; mso-bidi-font-family: 'Times New Roman'; mso-fareast-theme-font: minor-latin;"><span style="font-size: small; font-family: times new roman,times;"><span style="font-family: arial,helvetica,sans-serif;">For more specific information about what factors sell homes in TN neighborhoods such as </span></span><a title="Brentwood TN real estate" href="http://www.nashvillehomesexpert.com/brentwood-tn-real-estate-brentwood-homes-for-sale.htm"><span style="font-size: small; font-family: times new roman,times;"><span style="font-family: arial,helvetica,sans-serif;">Brentwood</span></span></a><span style="font-size: small; font-family: times new roman,times;"><span style="font-family: arial,helvetica,sans-serif;">, </span></span><a title="Frankin TN real estate" href="http://www.joannestaler.com/local-town3.asp"><span style="font-size: small; font-family: times new roman,times;"><span style="font-family: arial,helvetica,sans-serif;">Franklin</span></span></a><span style="font-size: small; font-family: times new roman,times;"><span style="font-family: arial,helvetica,sans-serif;">, </span></span><a title="Green Hills TN real estate" href="http://www.nashvillehomesexpert.com/nashville-tn-real-estate-green-hills-homes-for-sale.htm"><span style="font-size: small; font-family: times new roman,times;"><span style="font-family: arial,helvetica,sans-serif;">Green Hills</span></span></a><span style="font-size: small; font-family: times new roman,times;"><span style="font-family: arial,helvetica,sans-serif;">, or </span></span><a title="Belle Meade TN real estate" href="http://www.nashvillehomesexpert.com/nashville-tn-real-estate-belle-meade-homes-for-sale.htm"><span style="font-size: small; font-family: times new roman,times;"><span style="font-family: arial,helvetica,sans-serif;">Belle Meade</span></span></a><span style="font-size: small; font-family: times new roman,times;"><span style="font-family: arial,helvetica,sans-serif;"> TN </span></span><a title="Call Nashville TN realtor" href="http://www.nashvillehomesexpert.com/pushtotalk.htm"><span style="font-size: small; font-family: times new roman,times;"><span style="font-family: arial,helvetica,sans-serif;">call me directly by clicking here</span></span></a><span style="font-size: small; font-family: times new roman,times;"><span style="font-family: arial,helvetica,sans-serif;"> or visit my website at </span></span><a href="http://www.JoAnneStaler.com"><span style="font-size: small; font-family: times new roman,times;"><span style="font-family: arial,helvetica,sans-serif;">www.JoAnneStaler.com</span></span></a></span></span></span></p>
<p><span style="font-family: times new roman,times;"><span class="P"><span style="color: #1f497d; mso-fareast-font-family: Calibri; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA; mso-bidi-font-family: 'Times New Roman'; mso-fareast-theme-font: minor-latin;"><span style="color: #000000; font-family: 'Verdana','sans-serif';"><span style="font-size: x-small;"><span style="color: #1f497d; font-family: Calibri;"><span style="font-size: small;"><span style="font-family: Times New Roman;"><strong><span style="background: white; color: #333333; mso-border-alt: none windowtext 0in; border-width: 1pt; border-color: windowtext; padding: 0in;"><span style="font-size: small;"><span style="font-family: Times New Roman;"><span style="font-size: x-small;"><span style="font-family: times new roman,times;"><strong><span style="background: white; color: #333333; mso-border-alt: none windowtext 0in; border-width: 1pt; border-color: windowtext; padding: 0in;">JoAnne Staler, Nashville Tennessee REALTOR</span></strong> with Rochford Realty &amp; Construction Company is providing a unique level of service to </span></span><a title="Nashville home buyer" href="http://www.joannestaler.com/sitemap-buyer.asp"><span style="font-size: x-small; font-family: times new roman,times;"><span style="color: #0000ff;">home buyers</span></span></a><span style="font-size: x-small; font-family: times new roman,times;"> and  </span><a title="Nashville home seller" href="http://www.joannestaler.com/sitemap-seller.asp"><span style="font-size: x-small; font-family: times new roman,times;"><span style="color: #0000ff;">home sellers</span></span></a><span style="font-size: x-small; font-family: times new roman,times;"> in </span><a title="Nashville TN real estate" href="http://www.nashvillehomesexpert.com/nashville-tn-real-estate-downtown-nashville-homes-for-sale.htm"><span style="font-size: x-small; font-family: times new roman,times;"><span style="color: #0000ff;">Nashville</span></span></a><span style="font-size: x-small; font-family: times new roman,times;">, Brentwood, Franklin, Williamson County, </span><a title="Green Hills TN real estate" href="http://www.nashvillehomesexpert.com/nashville-tn-real-estate-green-hills-homes-for-sale.htm"><span style="font-size: x-small; font-family: times new roman,times;"><span style="color: #0000ff;">Green Hills</span></span></a><span style="font-size: x-small; font-family: times new roman,times;">, </span><a title="Belle Meade TN real estate" href="http://www.nashvillehomesexpert.com/nashville-tn-real-estate-belle-meade-homes-for-sale.htm"><span style="font-size: x-small; font-family: times new roman,times;"><span style="color: #0000ff;">Belle Meade</span></span></a><span style="font-size: x-small; font-family: times new roman,times;">, </span><a title="Bellevue TN real estate" href="http://www.nashvillehomesexpert.com/nashville-tn-real-estate-bellevue-homes-for-sale.htm"><span style="font-size: x-small; font-family: times new roman,times;"><span style="color: #0000ff;">Bellevue</span></span></a><span style="font-size: x-small; font-family: times new roman,times;">, </span><a title="West Meade TN real estate" href="http://www.nashvillehomesexpert.com/nashville-tn-real-estate-west-meade-homes-for-sale.htm"><span style="font-size: x-small; font-family: times new roman,times;"><span style="color: #0000ff;">West Meade</span></span></a><span style="font-size: x-small; font-family: times new roman,times;">, </span><a title="Forest Hills TN real estate" href="http://www.nashvillehomesexpert.com/nashville-tn-real-estate-forest-hills-homes-for-sale.htm"><span style="font-size: x-small; font-family: times new roman,times;"><span style="color: #0000ff;">Forest Hills</span></span></a><span style="font-size: x-small; font-family: times new roman,times;">, Oak Hill, Vanderbilt, </span><a title="Belmont TN real estate" href="http://www.nashvillehomesexpert.com/nashville-tn-real-estate-belmont-homes-for-sale.htm"><span style="font-size: x-small; font-family: times new roman,times;"><span style="color: #0000ff;">Belmont,</span></span></a><span style="font-size: x-small; font-family: times new roman,times;"> Midtown, Downtown, Historic Areas, Spring Hill, and Thompson Station Tennessee.  Whether Buying or Selling Real Estate locally or </span><a title="Nashville TN relocation" href="http://www.joannestaler.com/local-relocating.asp"><span style="font-size: x-small; font-family: times new roman,times;"><span style="color: #0000ff;">Relocating to Middle Tennessee</span></span></a><span style="font-size: x-small; font-family: times new roman,times;">, let a Top Selling Nashville Real Estate Agent help.  To find out more about JoAnne Staler or search for real estate via the Middle </span><a title="TN MLS" href="http://nashvillehomesexpert.idxre.com/idx/search.cfm?cid=12005"><span style="font-size: x-small; font-family: times new roman,times;"><span style="color: #0000ff;">Tennessee MLS</span></span></a><span style="font-size: x-small; font-family: times new roman,times;"> visit </span><a href="http://www.joannestaler.com/"><span style="font-size: x-small; font-family: times new roman,times;"><span style="color: #0000ff;">www.JoAnneStaler.com</span></span></a><span style="font-size: x-small; font-family: times new roman,times;">.</span></span></span></span></strong></span></span></span></span></span></span></span></span></p>
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			<wfw:commentRss>http://blog.joannestaler.com/2009/03/24/spring-staging-tips-sell-nashville-tn-home/feed/</wfw:commentRss>
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		<title>Nashville TN Homebuyer Tax Credit Forms and Rules Now in Place</title>
		<link>http://blog.joannestaler.com/2009/03/02/nashville-tn-homebuyer-tax-credit-forms-and-rules/</link>
		<comments>http://blog.joannestaler.com/2009/03/02/nashville-tn-homebuyer-tax-credit-forms-and-rules/#comments</comments>
		<pubDate>Mon, 02 Mar 2009 21:33:06 +0000</pubDate>
		<dc:creator>jstaler</dc:creator>
				<category><![CDATA[Buyers information]]></category>
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		<guid isPermaLink="false">http://staler.realty-buzz.com/?p=214</guid>
		<description><![CDATA[The Treasury Department has moved at record speed to implement one piece of the new American Recovery and Reinvestment Act of 2009  aka the stimulus act. The Department and the Internal Revenue Service which will manage it recently announced that forms and regulations are already in place for homebuyers who wish to claim the first-time credit enabled [...]]]></description>
			<content:encoded><![CDATA[<h3 class='post-summary'></h3>
<p>The Treasury Department has moved at record speed to implement one piece of the new <a title="Nashville TN homeowner" href="http://en.wikipedia.org/wiki/American_Recovery_and_Reinvestment_Act_of_2009"><strong>American Recovery and Reinvestment Act of 2009</strong> </a> aka the stimulus act.</p>
<p>The Department and the Internal Revenue Service which will manage it recently announced that <a title="First time homebuyer credit form" href="http://www.irs.gov/pub/irs-pdf/f5405.pdf">forms</a> and regulations are already in place for <a title="Nashville Homebuyer" href="http://www.joannestaler.com/sitemap-buyer.asp">homebuyers</a> who wish to claim the first-time credit enabled under the act.</p>
<p>The credit is available to homebuyers who purchase a home before December 1, 2009.  In an effort to make the effects of the credit felt quickly in the economy, homebuyers can claim the credit either on their 2009 tax return or immediately on the 2008 return due in April.</p>
<p>The tax credit represents 10 percent of the purchase price of a home up to a maximum of $8,000 or $4,000 for married taxpayers filing separate returns.   The $7,500 credit that was authorized under earlier legislation last year was actually a 15 year loan; the new tax credit does not have to be repaid by the <a title="Nashville homeowner" href="http://www.joannestaler.com/sitemap-seller.asp">homeowner</a> under ordinary circumstances.</p>
<p>The credit does have to be repaid if the homeowner sells the home in less than 36 months or if the home ceases to be his principal residence during that time.</p>
<p><a title="Nashville TN home buyer" href="http://en.wikipedia.org/wiki/American_Recovery_and_Reinvestment_Act_of_2009">Read more about the American Reinvestment and Recovery Act of 2009 here and find out how it affects you as a Nashville TN homebuyer, homeowner or home seller.</a></p>
<p><span style="color: #000000; font-family: 'Verdana','sans-serif';"><span style="font-size: x-small;">Below is information about the opportunities the program may provide to you as a <a title="Nashville homebuyer" href="http://blog.joannestaler.com/category/buyers-information/">Nashville homebuyer</a>, homeowner or <a title="Nashville home seller" href="http://blog.joannestaler.com/category/sellers-information/">home seller</a>.</span></span></p>
<p><strong><em><span style="color: #000000; font-family: 'Calibri','sans-serif';"><span style="font-size: small;">Major Modifications Italicized </span></span></em></strong></p>
<table class="MsoNormalTable" style="width: 515px; height: 1414px; mso-cellspacing: 0in; mso-yfti-tbllook: 1184; mso-padding-alt: 5.25pt 5.25pt 5.25pt 5.25pt;" border="1" cellspacing="0" cellpadding="0" width="515">
<tbody>
<tr style="height: 56.25pt; mso-yfti-irow: 0; mso-yfti-firstrow: yes;">
<td style="width: 33%; height: 56.25pt; background-color: transparent; border: #f0f0f0; padding: 5.25pt;" width="33%" valign="top"><span style="color: #000000; font-family: 'Verdana','sans-serif';"><span style="font-size: small;">February 2009 </span></span><span style="font-size: small;"><strong><span style="color: #000000; font-family: 'Calibri','sans-serif';">FEATURE </span></strong></span></td>
<td style="width: 33%; height: 56.25pt; background-color: transparent; border: #f0f0f0; padding: 5.25pt;" width="33%" valign="top"><strong><span style="color: #000000; font-family: 'Calibri','sans-serif';"><span style="font-size: small;">CREDIT AS CREATED JULY 2008 </span></span></strong><span style="font-size: small;"><strong><span style="color: #000000; font-family: 'Calibri','sans-serif';">APPLIES TO ALL QUALIFIED PURCHASES ON OR AFTER APRIL 9, 2008 </span></strong></span></td>
<td style="width: 33%; height: 56.25pt; background-color: transparent; border: #f0f0f0; padding: 5.25pt;" width="33%" valign="top"><strong><span style="color: #000000; font-family: 'Calibri','sans-serif';"><span style="font-size: small;">REVISED CREDIT &#8211; </span></span></strong><span style="font-size: small;"><strong><span style="color: #000000; font-family: 'Calibri','sans-serif';">EFFECTIVE FOR PURCHASES ON OR AFTER JANUARY 1, 2009 AND BEFORE DECEMBER 1, 2009 </span></strong></span></td>
</tr>
<tr style="height: 27pt; mso-yfti-irow: 1;">
<td style="width: 33%; height: 27pt; background-color: transparent; border: #f0f0f0; padding: 5.25pt;" width="33%" valign="top"><span style="font-size: small;"><strong><span style="color: #000000; font-family: 'Calibri','sans-serif';">Amount of Credit </span></strong></span></td>
<td style="width: 33%; height: 27pt; background-color: transparent; border: #f0f0f0; padding: 5.25pt;" width="33%" valign="top"><span style="font-size: small;"><span style="color: #000000; font-family: 'Verdana','sans-serif';">Lesser of 10 percent of cost of home or $7500 </span></span></td>
<td style="width: 33%; height: 27pt; background-color: transparent; border: #f0f0f0; padding: 5.25pt;" width="33%" valign="top"><span style="font-size: small;"><strong><em><span style="color: #000000; font-family: 'Calibri','sans-serif';">Maximum credit amount increased to $8000 </span></em></strong></span></td>
</tr>
<tr style="height: 41.25pt; mso-yfti-irow: 2;">
<td style="width: 33%; height: 41.25pt; background-color: transparent; border: #f0f0f0; padding: 5.25pt;" width="33%" valign="top"><span style="font-size: small;"><strong><span style="color: #000000; font-family: 'Calibri','sans-serif';">Eligible Property </span></strong></span></td>
<td style="width: 33%; height: 41.25pt; background-color: transparent; border: #f0f0f0; padding: 5.25pt;" width="33%" valign="top"><span style="font-size: small;"><span style="color: #000000; font-family: 'Verdana','sans-serif';">Any single family residence (including condos, co-ops, townhouses) that will be used as a principal residence. </span></span></td>
<td style="width: 33%; height: 41.25pt; background-color: transparent; border: #f0f0f0; padding: 5.25pt;" width="33%" valign="top"><span style="color: #000000; font-family: 'Verdana','sans-serif';"><span style="font-size: small;">No change </span></span><span style="font-size: small;"><span style="color: #000000; font-family: 'Verdana','sans-serif';">All principal residences eligible. </span></span></td>
</tr>
<tr style="height: 55.5pt; mso-yfti-irow: 3;">
<td style="width: 33%; height: 55.5pt; background-color: transparent; border: #f0f0f0; padding: 5.25pt;" width="33%" valign="top"><span style="font-size: small;"><strong><span style="color: #000000; font-family: 'Calibri','sans-serif';">Refundable </span></strong></span></td>
<td style="width: 33%; height: 55.5pt; background-color: transparent; border: #f0f0f0; padding: 5.25pt;" width="33%" valign="top"><span style="font-size: small;"><span style="color: #000000; font-family: 'Verdana','sans-serif';">Yes. Reduces (or can eliminate) income tax liability for the year of purchase. Any unused amount of tax credit refunded to purchaser. </span></span></td>
<td style="width: 33%; height: 55.5pt; background-color: transparent; border: #f0f0f0; padding: 5.25pt;" width="33%" valign="top"><span style="color: #000000; font-family: 'Verdana','sans-serif';"><span style="font-size: small;">No change </span></span><span style="font-size: small;"><span style="color: #000000; font-family: 'Verdana','sans-serif';">Purchasers will continue to receive refund for unused amount when tax return is filed. </span></span></td>
</tr>
<tr style="height: 70.5pt; mso-yfti-irow: 4;">
<td style="width: 33%; height: 70.5pt; background-color: transparent; border: #f0f0f0; padding: 5.25pt;" width="33%" valign="top"><span style="font-size: small;"><strong><span style="color: #000000; font-family: 'Calibri','sans-serif';">Income Limit </span></strong></span></td>
<td style="width: 33%; height: 70.5pt; background-color: transparent; border: #f0f0f0; padding: 5.25pt;" width="33%" valign="top"><span style="font-size: small;"><span style="color: #000000; font-family: 'Verdana','sans-serif';">Yes. Full amount of credit available for individuals with adjusted gross income of no more than $75,000 ($150,000 on a joint return). Phases out above those caps ($95,000 and $170,000). </span></span></td>
<td style="width: 33%; height: 70.5pt; background-color: transparent; border: #f0f0f0; padding: 5.25pt;" width="33%" valign="top"><span style="color: #000000; font-family: 'Verdana','sans-serif';"><span style="font-size: small;">No change </span></span><span style="font-size: small;"><span style="color: #000000; font-family: 'Verdana','sans-serif';">Same income limits continue to apply. </span></span></td>
</tr>
<tr style="height: 55.5pt; mso-yfti-irow: 5;">
<td style="width: 33%; height: 55.5pt; background-color: transparent; border: #f0f0f0; padding: 5.25pt;" width="33%" valign="top"><span style="font-size: small;"><strong><span style="color: #000000; font-family: 'Calibri','sans-serif';">First-time Homebuyer Only </span></strong></span></td>
<td style="width: 33%; height: 55.5pt; background-color: transparent; border: #f0f0f0; padding: 5.25pt;" width="33%" valign="top"><span style="font-size: small;"><span style="color: #000000; font-family: 'Verdana','sans-serif';">Yes. Purchaser (and purchaser&#8217;s spouse) may not have owned a principal residence in 3 years previous to purchase. </span></span></td>
<td style="width: 33%; height: 55.5pt; background-color: transparent; border: #f0f0f0; padding: 5.25pt;" width="33%" valign="top"><span style="color: #000000; font-family: 'Verdana','sans-serif';"><span style="font-size: small;">No change </span></span><span style="font-size: small;"><span style="color: #000000; font-family: 'Verdana','sans-serif';">Still available for first-time purchasers only. Three-year rule continues to apply. </span></span></td>
</tr>
<tr style="height: 27pt; mso-yfti-irow: 6;">
<td style="width: 33%; height: 27pt; background-color: transparent; border: #f0f0f0; padding: 5.25pt;" width="33%" valign="top"><span style="font-size: small;"><strong><span style="color: #000000; font-family: 'Calibri','sans-serif';">Revenue Bond Financing </span></strong></span></td>
<td style="width: 33%; height: 27pt; background-color: transparent; border: #f0f0f0; padding: 5.25pt;" width="33%" valign="top"><span style="font-size: small;"><span style="color: #000000; font-family: 'Verdana','sans-serif';">No credit allowed if home financed with state/local bond funding. </span></span></td>
<td style="width: 33%; height: 27pt; background-color: transparent; border: #f0f0f0; padding: 5.25pt;" width="33%" valign="top"><span style="font-size: small;"><strong><em><span style="color: #000000; font-family: 'Calibri','sans-serif';">Purchasers who utilize revenue bond financing can use credit. </span></em></strong></span></td>
</tr>
<tr style="height: 41.25pt; mso-yfti-irow: 7;">
<td style="width: 33%; height: 41.25pt; background-color: transparent; border: #f0f0f0; padding: 5.25pt;" width="33%" valign="top"><span style="font-size: small;"><strong><span style="color: #000000; font-family: 'Calibri','sans-serif';">Repayment </span></strong></span></td>
<td style="width: 33%; height: 41.25pt; background-color: transparent; border: #f0f0f0; padding: 5.25pt;" width="33%" valign="top"><span style="font-size: small;"><span style="color: #000000; font-family: 'Verdana','sans-serif';">Yes. Portion (6.67% of credit or $500) to be repaid each year for 15 years, starting with 2010 tax filing. </span></span></td>
<td style="width: 33%; height: 41.25pt; background-color: transparent; border: #f0f0f0; padding: 5.25pt;" width="33%" valign="top"><span style="font-size: small;"><strong><em><span style="color: #000000; font-family: 'Calibri','sans-serif';">No repayment for purchases on or after January 1, 2009 and before December 1, 2009 </span></em></strong></span></td>
</tr>
<tr style="height: 70.5pt; mso-yfti-irow: 8;">
<td style="width: 33%; height: 70.5pt; background-color: transparent; border: #f0f0f0; padding: 5.25pt;" width="33%" valign="top"><span style="font-size: small;"><strong><span style="color: #000000; font-family: 'Calibri','sans-serif';">Recapture </span></strong></span></td>
<td style="width: 33%; height: 70.5pt; background-color: transparent; border: #f0f0f0; padding: 5.25pt;" width="33%" valign="top"><span style="font-size: small;"><span style="color: #000000; font-family: 'Verdana','sans-serif';">If home sold before 15-year repayment period ends, then outstanding balance of repayment amount recaptured on sale. </span></span></td>
<td style="width: 33%; height: 70.5pt; background-color: transparent; border: #f0f0f0; padding: 5.25pt;" width="33%" valign="top"><span style="font-size: small;"><strong><em><span style="color: #000000; font-family: 'Calibri','sans-serif';">If home is sold within three years of purchase, entire amount of credit is recaptured on sale. Applies only to homes purchased in 2009. </span></em></strong></span></td>
</tr>
<tr style="height: 26.25pt; mso-yfti-irow: 9;">
<td style="width: 33%; height: 26.25pt; background-color: transparent; border: #f0f0f0; padding: 5.25pt;" width="33%" valign="top"><span style="font-size: small;"><strong><span style="color: #000000; font-family: 'Calibri','sans-serif';">Termination </span></strong></span></td>
<td style="width: 33%; height: 26.25pt; background-color: transparent; border: #f0f0f0; padding: 5.25pt;" width="33%" valign="top"><span style="color: #000000; font-family: 'Verdana','sans-serif';"><span style="font-size: small;">July 1, 2009 </span></span><span style="font-size: small;"><span style="color: #000000; font-family: 'Verdana','sans-serif';">(But note program changes for 2009) </span></span></td>
<td style="width: 33%; height: 26.25pt; background-color: transparent; border: #f0f0f0; padding: 5.25pt;" width="33%" valign="top"><span style="font-size: small;"><strong><em><span style="color: #000000; font-family: 'Calibri','sans-serif';">December 1, 2009 </span></em></strong></span></td>
</tr>
<tr style="height: 41.25pt; mso-yfti-irow: 10; mso-yfti-lastrow: yes;">
<td style="width: 33%; height: 41.25pt; background-color: transparent; border: #f0f0f0; padding: 5.25pt;" width="33%" valign="top"><span style="font-size: small;"><strong><span style="color: #000000; font-family: 'Calibri','sans-serif';">Effective Date </span></strong></span></td>
<td style="width: 33%; height: 41.25pt; background-color: transparent; border: #f0f0f0; padding: 5.25pt;" width="33%" valign="top"><span style="font-size: small;"><span style="color: #000000; font-family: 'Verdana','sans-serif';">Purchases on or after April 9, 2008 and before January 1, 2009. Repayment to begin for 2010 tax year. </span></span></td>
<td style="width: 33%; height: 41.25pt; background-color: transparent; border: #f0f0f0; padding: 5.25pt;" width="33%" valign="top"><strong><em><span style="color: #000000; font-family: 'Calibri','sans-serif';"><span style="font-size: small;">All revisions are effective as of January 1, 2009 </span></span></em></strong></td>
</tr>
</tbody>
</table>
<p><span style="color: #000000; font-family: 'Verdana','sans-serif';"><span style="font-size: x-small;">I strive to keep my clients well informed.  Please </span><a title="Nashville realtor" href="http://www.clickphoneagent.com/clients/joannestaler/pushtotalk.htm"><span style="font-size: x-small;">click here to call me directly</span></a><span style="font-size: x-small;"> if you have questions or would like to put the program to work for you.</span></span></p>
<p><span style="color: #000000; font-family: 'Verdana','sans-serif';"><span style="font-size: x-small;">Best,</span></span></p>
<p><span style="color: #000000; font-family: 'Verdana','sans-serif';"><span style="font-size: x-small;">JoAnne Staler</span></span></p>
<p><span style="color: #000000; font-family: 'Verdana','sans-serif';"><span style="font-size: x-small;"><span style="color: #1f497d; font-family: Calibri;"><span style="font-size: small;"><span style="font-family: Times New Roman;"><strong><span style="background: white; color: #333333; mso-border-alt: none windowtext 0in; border: windowtext 1pt; padding: 0in;"><span style="font-size: small;"><span style="font-family: Times New Roman;"><span style="font-size: x-small;"><span style="font-family: times new roman,times;"><strong><span style="background: white; color: #333333; mso-border-alt: none windowtext 0in; border-width: 1pt; border-color: windowtext; padding: 0in;">JoAnne Staler, Nashville Tennessee REALTOR</span></strong> with Rochford Realty &amp; Construction Company is providing a unique level of service to </span></span><a title="Nashville home buyer" href="http://www.joannestaler.com/sitemap-buyer.asp"><span style="font-size: x-small; font-family: times new roman,times;">home buyers</span></a><span style="font-size: x-small; font-family: times new roman,times;"> and  </span><a title="Nashville home seller" href="http://www.joannestaler.com/sitemap-seller.asp"><span style="font-size: x-small; font-family: times new roman,times;">home sellers</span></a><span style="font-size: x-small; font-family: times new roman,times;"> in </span><a title="Nashville TN real estate" href="http://www.nashvillehomesexpert.com/nashville-tn-real-estate-downtown-nashville-homes-for-sale.htm"><span style="font-size: x-small; font-family: times new roman,times;">Nashville</span></a><span style="font-size: x-small; font-family: times new roman,times;">, Brentwood, Franklin, Williamson County, </span><a title="Green Hills TN real estate" href="http://www.nashvillehomesexpert.com/nashville-tn-real-estate-green-hills-homes-for-sale.htm"><span style="font-size: x-small; font-family: times new roman,times;">Green Hills</span></a><span style="font-size: x-small; font-family: times new roman,times;">, </span><a title="Belle Meade TN real estate" href="http://www.nashvillehomesexpert.com/nashville-tn-real-estate-belle-meade-homes-for-sale.htm"><span style="font-size: x-small; font-family: times new roman,times;">Belle Meade</span></a><span style="font-size: x-small; font-family: times new roman,times;">, </span><a title="Bellevue TN real estate" href="http://www.nashvillehomesexpert.com/nashville-tn-real-estate-bellevue-homes-for-sale.htm"><span style="font-size: x-small; font-family: times new roman,times;">Bellevue</span></a><span style="font-size: x-small; font-family: times new roman,times;">, </span><a title="West Meade TN real estate" href="http://www.nashvillehomesexpert.com/nashville-tn-real-estate-west-meade-homes-for-sale.htm"><span style="font-size: x-small; font-family: times new roman,times;">West Meade</span></a><span style="font-size: x-small; font-family: times new roman,times;">, </span><a title="Forest Hills TN real estate" href="http://www.nashvillehomesexpert.com/nashville-tn-real-estate-forest-hills-homes-for-sale.htm"><span style="font-size: x-small; font-family: times new roman,times;">Forest Hills</span></a><span style="font-size: x-small; font-family: times new roman,times;">, Oak Hill, Vanderbilt, </span><a title="Belmont TN real estate" href="http://www.nashvillehomesexpert.com/nashville-tn-real-estate-belmont-homes-for-sale.htm"><span style="font-size: x-small; font-family: times new roman,times;">Belmont,</span></a><span style="font-size: x-small; font-family: times new roman,times;"> Midtown, Downtown, Historic Areas, Spring Hill, and Thompson Station Tennessee.  Whether Buying or Selling Real Estate locally or </span><a title="Nashville TN relocation" href="http://www.joannestaler.com/local-relocating.asp"><span style="font-size: x-small; font-family: times new roman,times;">Relocating to Middle Tennessee</span></a><span style="font-size: x-small; font-family: times new roman,times;">, let a Top Selling Nashville Real Estate Agent help.  To find out more about JoAnne Staler or search for real estate via the Middle </span><a title="TN MLS" href="http://nashvillehomesexpert.idxre.com/idx/search.cfm?cid=12005"><span style="font-size: x-small; font-family: times new roman,times;">Tennessee MLS</span></a><span style="font-size: x-small; font-family: times new roman,times;"> visit </span><a href="http://www.joannestaler.com/"><span style="font-size: x-small; font-family: times new roman,times;">www.JoAnneStaler.com</span></a><span style="font-size: x-small; font-family: times new roman,times;">.</span></span></span><font face="'Verdana','sans-serif'" color="#000000"><font style="font-size: x-small;" size="2"><font face="Calibri" color="#1f497d"><font style="font-size: small;" size="3"><font face="Times New Roman"><strong><font style="background: white; mso-border-alt: none windowtext 0in; border: windowtext 1pt; padding: 0in;" color="#333333"> </p>
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		<title>The Foreclosure Fix Plan and What it Means For Nashville Home Owners and Home Buyers</title>
		<link>http://blog.joannestaler.com/2009/02/25/foreclosure-fix-plan-nashville-home-owners-and-home-buyers/</link>
		<comments>http://blog.joannestaler.com/2009/02/25/foreclosure-fix-plan-nashville-home-owners-and-home-buyers/#comments</comments>
		<pubDate>Thu, 26 Feb 2009 03:27:57 +0000</pubDate>
		<dc:creator>jstaler</dc:creator>
				<category><![CDATA[Buyers information]]></category>
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		<guid isPermaLink="false">http://staler.realty-buzz.com/?p=207</guid>
		<description><![CDATA[What does the Anti-Foreclosure Plan mean for Nashville home owners and home buyers?    Obama&#8217;s Anti-Foreclosure Plan Addresses Upside-Down Mortgages By Tara-Nicholle Nelson, Esq., FrontDoor.com &#124; Published: 2/18/2009 After signing a $780 billion-plus stimulus package, President Obama revealed the details of a sweeping $75 billion foreclosure-fighting initiative. Grander in scale than many observers expected, Obama [...]]]></description>
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<h2>What does the Anti-Foreclosure Plan mean for Nashville home owners and home buyers? </h2>
<p> </p>
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<h2>Obama&#8217;s Anti-Foreclosure Plan Addresses Upside-Down Mortgages</h2>
<p id="byline">By Tara-Nicholle Nelson, Esq., FrontDoor.com | <span id="date_published">Published: 2/18/2009</span></p>
</div>
</div>
<p class="clearfix">After signing a $780 billion-plus stimulus package, President Obama revealed the details of a sweeping $75 billion foreclosure-fighting initiative. Grander in scale than many observers expected, Obama expects his Homeowner Affordability and Stability Plan to save as many as 9 million homes from <a href="http://www.frontdoor.com/foreclosures/">foreclosure</a> by helping homeowners restructure or refinance their mortgages. On the other hand, the Plan will not, in Obama&#8217;s words, &#8220;help speculators who took risky bets on a rising market&#8221; or &#8220;reward folks who bought homes they knew from the beginning they would never be able to afford.&#8221;</p>
<p class="clearfix">The Homeowner Affordability and Stability Plan, set to take effect on March 4, aims to staunch the flood of foreclosures and stabilize falling home values through three key components:</p>
<div class="clearfix">
<ol>
<li><strong>Affordability through Refinancing.</strong> Under Obama&#8217;s Plan, 4 to 5 million homeowners will have access to low-cost refinancing into a mortgage at today&#8217;s low interest rates &#8212; even if their homes are worth slightly less than is currently owed on them. The reduction in rate will reduce the mortgage payment, increasing month-to-month affordability for these families, most of whom cannot currently refinance their homes due to negative equity.</li>
<li><strong>Stability through Mortgage Modifications.</strong> This, the most striking element of the Plan, reflects a clear departure from earlier governmental policy and industry standard practices in the realm of mortgage modifications. Under the Obama initiative, lenders will be paid a monetary incentive to restructure homeowners&#8217; mortgages within the Plan&#8217;s guidelines. To earn the incentive, lenders must reduce monthly payments to at most 38 percent of the homeowners&#8217; income, and can earn increasing incentives for decreasing the payment further.Unlike former government and industry plans, the initiative rewards lenders for modifying the loans of homeowners who are not yet behind on their monthly payments, and rewards homeowners who stay current on their mortgage payments post-modification. Additionally, the Treasury Department will implement a single set of standards for loan modifications conducted under the Plan, and every bank that receives bailout monies will be required to adopt similar standards.</li>
<li><strong>Keeping Interest Rates Low.</strong> This element of the initiative charges Fannie Mae and Freddie Mac with buying more mortgages, and funds that expansion. The goal? To keep mortgage money flowing through this credit-crunched marketplace, making it easier to buy and refinance homes.</li>
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<p class="article_template_text">Homeowners wondering whether this Plan will go through as many versions or take as long to get through Congress as the stimulus package did can relax &#8212; most elements of the Homeowner Affordability and Stability Plan will be implemented under the President&#8217;s Executive Powers on March 4th, and are already funded through other recent economic rescue legislation. The one big exception is the &#8220;cramdown&#8221; power Obama would like to include in the Plan, which would authorize bankruptcy courts to modify <a href="http://www.frontdoor.com/home_finance/">home mortgages</a> by reducing the principal amount owed on the loan. Capitol Hill politicos are already gearing up for the battle over whether that provision will become law.</p>
<p class="article_template_text"><strong>Who benefits from this plan?</strong> Only homeowners who occupy their homes can take advantage of this initiative, not investors who don&#8217;t live in the properties at issue. The mortgage modification element of the Plan applies only to <a title="TN mortgage information" href="http://blog.joannestaler.com/2007/12/12/mortgage-changes-fannie-mae-adds-more-fees-on-loans-brought-to-you-by-charlie-thompson-lender-with-realty-mortgage-in-nashville-tennessee/">Fannie Mae</a> and Freddie Mac-insured loans &#8212; this does not include the vast majority of subprime mortgages, which comprise a vast portion of the foreclosure-prone mortgages at present. However, the requirement that all bailed-out banks adopt clear Treasury Department loan modification standards may provide a hidden, but massive, benefit to homeowners with subprime mortgages, who have by and large been unable to figure out how to successfully work with their lenders to modify their loans.</p>
<h3 class="article_template_text"><strong>More&#8230;</strong></h3>
<div class="article_template_text">
<ul>
<li><a title="Nashville TN mortgage loan information" href="http://blog.joannestaler.com/category/mortgage-information/">Nashville TN mortgage loan information</a></li>
<li><a title="TN mortgage loan pre-qualify" href="http://www.joannestaler.com/buyer-qualify.asp">Find out exactly how much a financial institution would be willing to lend you for a TN mortgage loan here.</a></li>
<li><strong><a title="Tn real estate answers" href="http://www.joannestaler.com/resources-ask-anything.asp">Do You Have a TN Real Estate or Mortgage Loan Related Question? I Will Email You an Answer Quickly.</a></strong></li>
<li><a href="http://www.frontdoor.com/Home-Finance/Foreclosure-Guide-for-Distressed-Homeowners/1019">Fighting Foreclosure Guide</a></li>
</ul>
</div>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: small;"><span style="font-family: Times New Roman;"><strong><span style="background: white; color: #333333; mso-border-alt: none windowtext 0in; border: windowtext 1pt; padding: 0in;">JoAnne Staler, Nashville Tennessee REALTOR</span></strong> with Rochford Realty &amp; Construction Company is providing a unique level of service to <a title="Nashville home buyer" href="http://www.joannestaler.com/sitemap-buyer.asp">home buyers</a> and  <a title="Nashville home seller" href="http://www.joannestaler.com/sitemap-seller.asp">home sellers</a> in <a title="Nashville TN real estate" href="http://www.nashvillehomesexpert.com/nashville-tn-real-estate-downtown-nashville-homes-for-sale.htm">Nashville</a>, Brentwood, Franklin, Williamson County, <a title="Green Hills TN real estate" href="http://www.nashvillehomesexpert.com/nashville-tn-real-estate-green-hills-homes-for-sale.htm">Green Hills</a>, <a title="Belle Meade TN real estate" href="http://www.nashvillehomesexpert.com/nashville-tn-real-estate-belle-meade-homes-for-sale.htm">Belle Meade</a>, <a title="Bellevue TN real estate" href="http://www.nashvillehomesexpert.com/nashville-tn-real-estate-bellevue-homes-for-sale.htm">Bellevue</a>, <a title="West Meade TN real estate" href="http://www.nashvillehomesexpert.com/nashville-tn-real-estate-west-meade-homes-for-sale.htm">West Meade</a>, <a title="Forest Hills TN real estate" href="http://www.nashvillehomesexpert.com/nashville-tn-real-estate-forest-hills-homes-for-sale.htm">Forest Hills</a>, Oak Hill, Vanderbilt, <a title="Belmont TN real estate" href="http://www.nashvillehomesexpert.com/nashville-tn-real-estate-belmont-homes-for-sale.htm">Belmont,</a> Midtown, Downtown, Historic Areas, Spring Hill, and Thompson Station Tennessee.  Whether Buying or Selling Real Estate locally or <a title="Nashville TN relocation" href="http://www.joannestaler.com/local-relocating.asp">Relocating to Middle Tennessee</a>, let a Top Selling Nashville Real Estate Agent help.  To find out more about JoAnne Staler or search for real estate via the Middle <a title="TN MLS" href="http://nashvillehomesexpert.idxre.com/idx/search.cfm?cid=12005">Tennessee MLS</a> visit <a href="http://www.joannestaler.com/">www.JoAnneStaler.com</a>.</span></span></p>
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		<title>Nashville TN Home Buyers and Sellers: How to Survive 2009</title>
		<link>http://blog.joannestaler.com/2009/02/02/nashville-tn-home-buyers-and-sellers/</link>
		<comments>http://blog.joannestaler.com/2009/02/02/nashville-tn-home-buyers-and-sellers/#comments</comments>
		<pubDate>Mon, 02 Feb 2009 23:40:28 +0000</pubDate>
		<dc:creator>jstaler</dc:creator>
				<category><![CDATA[Buyers information]]></category>
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		<guid isPermaLink="false">http://staler.realty-buzz.com/?p=163</guid>
		<description><![CDATA[I came across an interesting article on FrontDoor.com titled Tips for Homebuyers and Sellers in 2009 that I wanted to share with you relevant to buying and/or selling a Nashville TN home in the new year.  I&#8217;ve paraphrased the article below and added some additional information as well.  A late-2008 consensus survey by PricewaterhouseCoopers and [...]]]></description>
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<p>I came across an interesting article on <a title="FrontDoor.com real estate" href="http://www.frontdoor.com/">FrontDoor.com</a> titled <a title="Tips for Homebuyers and Sellers in 2009" href="http://www.frontdoor.com/Buy/Tips-for-Homebuyers-and-Sellers-in-2009/54577">Tips for Homebuyers and Sellers in 2009</a> that I wanted to share with you relevant to buying and/or selling a Nashville TN home in the new year.  I&#8217;ve paraphrased the article below and added some additional information as well. </p>
<p>A late-2008 consensus survey by PricewaterhouseCoopers and the Urban Land Institute, based on input from more than 600 industry experts, projects the U.S. residential market should start rebounding appreciably in 2010.</p>
<p>But what about now? This new economy has added some new wrinkles to Nashville TN home buying and home selling strategies, while reintroducing some of those old-school favorites like sound fundamental fiscal practices. So here are some tips for TN homebuyers and sellers to help you survive, and even thrive, in the transition year of 2009.</p>
<p><span style="text-decoration: underline;"><strong>Tips for Nashville TN </strong></span><a title="Nashville TN home buyer information" href="http://blog.joannestaler.com/category/buyers-information/"><strong>HOME BUYERS</strong></a></p>
<p><strong>Cash is the new king</strong>. If you can spare the cash, brother, it has a heck of a lot more buying clout now. In the past, we&#8217;ve tried to persuade people to seek out more liquid investments for their cash on hand and grab an easy-to-get, low-interest mortgage. Now, with the equity markets depressed at the same time that mortgage loans are hard to find, the tables have turned. Those wielding ready cash in a recession are always ahead of the game.</p>
<p><strong>Negotiate extras &#8230; and more extras</strong>. This is a no-brainer in the current market. But while sellers continue to offer throw-ins such as built-in appliances, and flat screen tvs, the best throw-ins are always the ones that take monetary form. Think paid closing costs, repair credits and paid homeowners association dues, to name only a few.</p>
<p><strong>Determine your own home-buying budget</strong>. Do this before you start talking with <a title="TN Mortgage information" href="http://blog.joannestaler.com/category/mortgage-information/">TN home mortgage</a> lenders. They will tell you what you qualify for, but only you can determine what you can really afford.</p>
<p><strong>Research = savings</strong>. Put your trust in a local real estate expert who is familiar with the trends and opportunities unique to each TN community.  The aformentioned can vary greatly from one TN neighborhood to the next. It&#8217;s my job to steer you into opportunities and out of traps. </p>
<p>To determine an appropriate offer price let me research similar properties in the form of comparable prices for active, pending and sold properties in the last three months from the TN MLS for the most accurate picture of what the property is worth. </p>
<p>If you are thinking of selling or buying a home in Nashville, Brentwood or Franklin TN you should know exactly what it’s worth before making such an important decision.  <a title="TN Comparative Market Analysis" href="http://www.joannestaler.com/seller-value.asp"><span style="color: #0000ff;">Click here for a quick “Comparative Market Analysis” </span></a>with data taken from the TN MLS for free, and with no obligation.</p>
<p><strong>Watch for TN foreclosed-property inventory to loosen</strong>. Banks will soon be under greater pressure to cut their losses on property they own through foreclosure and to increase revenues. With a smaller percentage of distressed homes selling at auction, banks are loaded up with more of these &#8220;nonperforming assets.&#8221;</p>
<p><a title="TN home buyer tips" href="http://blog.joannestaler.com/category/buyers-information/">Click here for more TN home buyer tips.</a></p>
<p><span style="text-decoration: underline;"><strong>Tips for Nashville <a title="Nashville TN home sellers information" href="http://blog.joannestaler.com/category/sellers-information/">TN </a></strong><strong><a title="Nashville TN home sellers information" href="http://blog.joannestaler.com/category/sellers-information/">HOME SELLERS</a></strong></span></p>
<p><strong>Price correctly from the get-go</strong>. Don&#8217;t start out too high-priced just to &#8220;test the waters.&#8221; Your backup plan of adjusting on the fly may prove futile. Keep that window of opportunity open from the first time the &#8220;for sale&#8221; sign appears on your lawn. The first 30 days a home is on the market are when it gets the most attention from potential buyers and their real estate agents.</p>
<p>As a top real estate agent, I determine the value of Nashville, Brentwood and Franklin, Tennessee area homes daily. Using the information you provide, I can perform a quick <a title="TN Comparative Market Analysis" href="http://www.joannestaler.com/seller-value.asp">market analysis</a>, and give you a free estimate of what your home is worth in today&#8217;s market.  <a title="Comparative Market Analysis TN" href="http://www.joannestaler.com/seller-value.asp">Click here to find out what your TN home is worth.</a></p>
<p><span><span style="font-size: small;"><span style="font-family: arial,helvetica,sans-serif;"><strong>Looks do matter</strong>. Don&#8217;t underestimate the importance of curb appeal and having the interior in &#8220;show&#8221; condition. Not only is there an acute price war going on out there, there&#8217;s also a beauty contest being staged. You may be strategically located in a quiet cul-de-sac, near great </span></span></span><a title="Middle TN school information" href="http://blog.joannestaler.com/2009/01/01/tennessee-public-school-2008-report-card/"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">Middle TN schools</span></a><span style="font-size: small; font-family: arial,helvetica,sans-serif;">, have state of the art appliances and a three car garage, but unless your exterior and interior is well coifed and in sparkling condition, other offerings will outshine it.  You may even consider hiring a professional home stager to make certain your home appeals to a  wide range of buyers.  </span><a title="list your Nashville home for sale with JoAnne Staler" href="http://www.joannestaler.com/seller-info.asp"><span><span style="color: #0000ff;"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">If you list your Middle TN home for sale with me, I’ll provide the services of a Professional Home Stager </span></span></span></a><span><span><span style="font-size: small; font-family: arial,helvetica,sans-serif;">!  </span></span></span><a title="JoAnne Staler's home stager" href="http://www.simplystardesign.com/star07_content.html"><span><span style="color: #0000ff;"><span style="font-size: small; font-family: arial,helvetica,sans-serif;">Click here to see a professional home stager in action.</span></span></span></a><span style="font-size: small; font-family: arial,helvetica,sans-serif;"> </span></p>
<p><strong>Don&#8217;t overdo it</strong>. By contrast, if you go too far in improving your place, you likely will not be able to recoup your remodeling investment.  <span style="font-size: small;"><span style="font-size: x-small;">Give your Middle TN house a makeover that adds value and keeps it up with the Joneses’. That doesn’t mean you should run out and install Italian marble. But if hardwood floors are the norm in your Nashville neighborhood, replace the carpet. </span></span><a title="List your home for sale with JoAnne Staler Nashville REALTOR" href="http://blog.joannestaler.com/wp-admin/You%20and%20a%20member%20of%20my%20team%20or%20I%20will%20walk%20through%20your%20home%20together.%20I%20will%20advise%20you%20how%20to%20present%20your%20property%20to%20maximize%20its%20selling%20price."><span style="font-size: small;"><span style="font-size: x-small; color: #0000ff;">When you list your home for sale with me we will walk through together and I will advise you on what we need to do to maximize its selling price.</span></span></a></p>
<p><strong>Don&#8217;t be an ambiguous seller</strong>. Either you are going to sell or you aren&#8217;t. Why waste everyone&#8217;s time, including yours? If you manage to fetch a decent offer with a test listing in this market, commit to sell. You may be able to buy a better replacement house at a disproportionately lower price with so many steals still out there.</p>
<p><a title="TN home seller tips" href="http://blog.joannestaler.com/category/buyers-information/">Click here for more TN home seller tips.</a></p>
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<p><span class="P"><a title="TN home search" href="http://www.joannestaler.com/buyer-find-homes.asp">TN HOME BUYERS FIND  YOUR PERFECT HOME</a>  As a top Nashville, Brentwood and Franklin real estate agent, I make it my business to be aware of every local home or property on the market. I even know of properties that will be available, but have yet to formally be placed on the market. </span><span class="P">I have direct access to the Nashville, Brentwood and Franklin area <a title="TN MLS" href="http://nashvillehomesexpert.idxre.com/idx/search.cfm?cid=12005">TN MLS</a> (Multiple Listings Service), and also to every other agents in the area and all of their listings. </span><span class="P">If you give me some idea of what you are looking for, I will personally review all my sources of real estate listing information and <strong><a title="TN buyers home search" href="http://www.joannestaler.com/buyer-find-homes.asp">you&#8217;ll recieve automatic emails of new listings that fit your criteria.</a></strong></span></p>
<p><span class="P">Selling your home is one of the most important decisions you will make in your life. How much is it REALLY worth? How long will it take to sell? How do you handle buyers making undesirable offers? <strong><a title="TN home seller information" href="http://www.joannestaler.com/seller-info.asp">Get the Straight Facts About What Can Make or Break the Sale of Your Home.</a></strong></span></p>
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		<title>What to Expect in the Nashville TN Housing Market in 2009</title>
		<link>http://blog.joannestaler.com/2008/12/18/nashville-tn-housing-market/</link>
		<comments>http://blog.joannestaler.com/2008/12/18/nashville-tn-housing-market/#comments</comments>
		<pubDate>Thu, 18 Dec 2008 14:47:45 +0000</pubDate>
		<dc:creator>jstaler</dc:creator>
				<category><![CDATA[Buyers information]]></category>
		<category><![CDATA[Mortgage Information]]></category>
		<category><![CDATA[Renters]]></category>
		<category><![CDATA[Sellers information]]></category>
		<category><![CDATA[nashville buyers]]></category>
		<category><![CDATA[Nashville foreclosure]]></category>
		<category><![CDATA[Nashville home builder]]></category>
		<category><![CDATA[Nashville home buy]]></category>
		<category><![CDATA[Nashville home sale]]></category>
		<category><![CDATA[nashville home search]]></category>
		<category><![CDATA[nashville homeowners]]></category>
		<category><![CDATA[Nashville MLS]]></category>
		<category><![CDATA[Nashville real estate]]></category>
		<category><![CDATA[Nashville real estate agent]]></category>
		<category><![CDATA[nashville sellers]]></category>
		<category><![CDATA[Nashville Tennessee REALTOR]]></category>
		<category><![CDATA[nashville Tn housing market]]></category>
		<category><![CDATA[sell nashville homes]]></category>
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		<description><![CDATA[I read a great article on FrontDoor.com today regarding what to expect from the housing market in the new year.  I hope you find it interesting and helpful.  I&#8217;ve outlined the article below&#8230;. After the recent housing boom, 2008 was a dose of reality. The subprime mortgage crisis and the collapse of major financial institutions [...]]]></description>
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<p>I read a great article on <a title="FrontDoor.com" href="http://www.frontdoor.com/Buy/Top-10-Tips-and-Advice-on-Everything-Real-Estate/868/?nl=FD_v053_3" target="_self">FrontDoor.com</a> today regarding what to expect from the housing market in the new year.  I hope you find it interesting and helpful.  I&#8217;ve outlined the article below&#8230;.</p>
<p>After the recent housing boom, 2008 was a dose of reality. The subprime mortgage crisis and the collapse of major financial institutions made this year a tough one for <a title="Nashville real estate website" href="http://www.joannestaler.com/" target="_blank">Nashville real estate</a>. Expect 2009 to be filled with more change and adjustment in home values and expectations.  Some experts say a slow recovery could begin in late 2009. Prepare yourself for the home sale and home buying challenges &#8212; and opportunities &#8212; of 2009 by getting familiar with what to expect in the Nashville TN housing market.</p>
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<li class="top10_1"><span class="title"><a href="http://www.frontdoor.com/news/article/2689">Continued market adjustments.</a></span> With home prices in Franklin, <a title="Brentwood TN information" href="http://www.nashvillehomesexpert.com/brentwood-tn-real-estate-brentwood-homes-for-sale.htm">Brentwood</a> and some areas of <a title="Nashville MLS search" href="http://www.nashvillehomesexpert.com/">Nashville</a> having reached astronomical levels, it was inevitable a reset button be pushed. Home Sellers will continue to be challenged in 2009 as the inflated pricing of years past adjusts to normal levels. With banks and Nashville home builders willing to slash prices to sell a backlog of TN <a title="Nashville foreclosure" href="http://blog.joannestaler.com/2008/12/11/foreclosure-scams/" target="_blank">foreclosures</a> and new homes, individual sellers will have to price their homes competitively.</li>
<li class="alt top10_2"><span class="title"><a href="http://www.frontdoor.com/news/article/2691">Action from the new administration.</a></span> The President-elect&#8217;s plan to help the housing sector includes a 10 percent mortgage tax credit for homeowners who don&#8217;t itemize their taxes and a crackdown on abusive lending practices.</li>
<li class="top10_3"><span class="title"><a href="http://www.frontdoor.com/news/article/2692">More assistance programs for homeowners in danger of foreclosure.</a></span> While the federal government is attempting to reduce foreclosures, a report released by the Joint Economic Committee predicts 2 million foreclosures in 2009. Homeowners who are at risk should take steps to avoid foreclosure.<br />
<a title="rescue programs for nashville homeowners" href="http://www.frontdoor.com/Home-Finance/Rescue-Programs-for-Homeowners/2692">Click</a> here for a list of &#8220;rescue programs&#8221; for homeowners.</li>
<li class="alt top10_4"><span class="title"><a href="http://www.frontdoor.com/news/article/2693">Some calm to the chaos of the banks&#8217; restructuring.</a></span> This should cause loan modifications and short sales to get easier, and it will also (eventually) decrease the number of bank-owned properties on the market.</li>
<li class="top10_5"><span class="title"><a href="http://www.frontdoor.com/news/article/2690">Thorough reviews of mortgage applications.</a></span> Before the subprime mortgage debacle, you didn&#8217;t have to prove you could afford to borrow $200,000 for a home and you didn&#8217;t need a down payment. Those days of sketchy lending practices are gone. Lenders now require potential borrowers to provide extensive income and expense documentation. Nashville Homebuyers with the best credit will get the lowest interest rates. Take steps now to get your finances in order and boost your credit score.<br />
<a title="tips on getting your finances in order" href="try these tips for getting your finances in order and making smarter buying decisions">Click here to read tips for getting your finances in order and making smarter home buying decisions.</a></li>
<li class="alt top10_6"><span class="title"><a title="Low Nashville interest rates" href="http://blog.joannestaler.com/2008/12/16/nashville-tn-mortage-loan-interest-rates-very-low/">Low prices and low interest rates.</a></span> 2009 could be the time for reluctant homebuyers to act, as this is perhaps the last year of the best home buying opportunity in recorded economic history.</li>
<li class="top10_7"><span class="title"><a href="http://www.frontdoor.com/news/article/2695">Cool tech tricks and tools for the real estate obsessed.</a></span> As homebuyers turn to the <a title="Nashville real estate website" href="http://www.joannestaler.com/index.asp">Web</a> more and more for their real estate needs, video, webcasts and mobile search tools are becoming more prevalent. Sellers should consider using these cutting-edge tools to make their homes stand out.<br />
<a title="JoAnne Staler sells Nashville homes" href="http://www.joannestaler.com/seller-presentation.asp">Click here to read about all my tech tricks and tools I use to sell Nashville homes.</a></li>
<li class="alt top10_8"><span class="title"><a href="http://www.frontdoor.com/news/article/2696">Wiser consumers.</a></span> After facing this foreclosure crisis, buyers, sellers, real estate agents and even tenants will have a deeper understanding of real estate, mortgage and credit, which they can use to make better decisions and be more self-protective in the future.</li>
<li class="top10_9"><span class="title"><a href="http://www.frontdoor.com/news/article/2698">Leaner, greener homebuying.</a></span> Across the board, homebuying is becoming more eco-friendly, from transactions being conducted digitally to buyers opting for smaller homes within walking distance of school and work.</li>
<li class="alt top10_10"><span class="title"><a href="http://www.frontdoor.com/news/article/2697">An increase in consumer confidence.</a></span> As the year goes on and we near the projected end of the recession, home sellers can breathe a sigh of relief as home buyers regain confidence in the market.</li>
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<p class="alt top10_10"><a title="10 Things to Expect in the Housing Market in 2009" href="http://www.frontdoor.com/Buy/Top-10-Tips-and-Advice-on-Everything-Real-Estate/868/?nl=FD_v053_3" target="_self">Click here to read this article in full on FrontDoor.com.</a></p>
<p class="alt top10_10"> </p>
<p class="alt top10_10"><span style="font-size: small;"><span style="font-family: times new roman,times;">This information was brought to you by </span><span style="font-family: Times New Roman;"><strong><span style="background: white; color: #333333; mso-border-alt: none windowtext 0in; border: windowtext 1pt; padding: 0in;">JoAnne Staler, Nashville Tennessee REALTOR</span></strong> with Rochford Realty &amp; Construction Company is providing a unique level of service to buyers and sellers in Nashville, Brentwood, Franklin, Williamson County, Green Hills, Belle Meade, Bellevue, Forest Hills, Oak Hill, Vanderbilt, Belmont, Midtown, Downtown, Historic Areas, Spring Hill, and Thompson Station Tennessee.  Whether Buying or Selling Real Estate locally or Relocating to Middle Tennessee, let a Top Selling Nashville Real Estate Agent help.  To find out more about JoAnne Staler or search for real estate via the Middle Tennessee MLS visit <a href="http://www.joannestaler.com/">www.JoAnneStaler.com</a>.</span></span></p>
<p class="alt top10_10"><span style="font-size: small; color: #333333; font-family: Times New Roman;"><a title="Nashville home search" href="http://nashvillehomesexpert.idxre.com/idx/search.cfm?cid=12005" target="_blank">See what home buying bargains are out there!  Search all local Middle TN listings for your dream home today.</a></span></p>
<p class="alt top10_10"><span style="font-size: small; color: #333333; font-family: Times New Roman;"><a title="Nashville home search" href="http://nashvillehomesexpert.idxre.com/idx/search.cfm?cid=12005" target="_blank">Know what school district or even specific neighborhood you want to buy a home in?  Use my advance property search tools to narrow your Nashville home search.</a></span></p>
<div><span style="color: #333333; font-family: Times New Roman;"><span class="P" style="font-size: small;"><a title="Mortgage software" href="http://www.joannestaler.com/resources-triplecalc.asp" target="_self"><span style="font-family: times new roman,times;">Take advantage of the super low mortgage interest rates&#8230;You can compare</span> three loans at one time with TripleCalc software&#8230;<strong>Download TripleCalc for FREE. It&#8217;s My Gift to You.</strong> </a></span></span></div>
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